{"id":15873,"date":"2020-08-18T12:15:05","date_gmt":"2020-08-18T04:15:05","guid":{"rendered":"https:\/\/buzzorange.com\/vidaorange\/2020\/08\/18\/money-financial-freedom\/"},"modified":"2020-08-18T12:15:05","modified_gmt":"2020-08-18T04:15:05","slug":"money-financial-freedom","status":"publish","type":"post","link":"https:\/\/buzzorange.com\/vidaorange\/2020\/08\/18\/money-financial-freedom\/","title":{"rendered":"\u3010\u82e6\u904e\u4f86\u7684\u4ed6\u5982\u4f55\u7b97\u51fa\u81ea\u7531\u7684\u6578\u5b57\uff1f\u3011\u694a\u61c9\u8d85\u7528\u300c4%\u6cd5\u5247\u300d\uff0c48\u6b72\u5c31\u9000\u4f11\u4eab\u53d7\u4eba\u751f\u4e0b\u534a\u5834"},"content":{"rendered":"<div id=\"attachment_180684\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-180684\" class=\"wp-image-180684 size-full\" src=\"https:\/\/buzzorange.com\/vidaorange\/wp-content\/uploads\/sites\/3\/2020\/08\/Money\u9322.jpg\" alt=\"\" width=\"600\" height=\"316\" \/><p id=\"caption-attachment-180684\" class=\"wp-caption-text\">\uff08\u5716\u7247\u4f86\u6e90\uff1aMoney \u9322\uff09<\/p><\/div>\n<p>\uff08\u672c\u6587\u7d93\u5408\u4f5c\u5925\u4f34 Money \u9322 \u6388\u6b0a\u8f49\u8f09\uff0c\u4e26\u540c\u610f VidaOrange \u7de8\u5beb\u5c0e\u8b80\u8207\u4fee\u8a02\u6a19\u984c\u3002\u539f\u6587\u51fa\u8655\uff1a\u3008 <a href=\"https:\/\/www.moneynet.com.tw\/article\/9560\/%E6%A5%8A%E6%87%89%E8%B6%85%E7%94%A84%E6%B3%95%E5%89%8748%E6%AD%B2%E9%81%94%E5%88%B0%E8%B2%A1%E5%8B%99%E8%87%AA%E7%94%B1%E9%9D%A03%E6%AA%94%E8%82%A1%E7%A5%A8ETF%E5%82%B5%E5%88%B8%E6%A2%AF%E5%B9%B4%E8%B3%BA7?fbclid=IwAR0fswGHrI-PBiOomQc03vuCg6rMiymUPeAJpnocjJI6DFT4EJWEW76Jt5Q#moneynet_2020-08-17\">\u694a\u61c9\u8d85\u75284%\u6cd5\u5247\uff0c48\u6b72\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u97603\u6a94\u80a1\u7968ETF+\u50b5\u5238\u68af\u5e74\u8cfa7%<\/a>\u3009 \u3002\uff09<\/p>\n<blockquote><p>\u3010\u70ba\u4ec0\u9ebc\u6211\u5011\u8981\u6311\u9078\u9019\u7bc7\u6587\u7ae0\u3011<\/p>\n<p>\u8e0f\u5165\u8077\u5834\u5f8c\uff0c\u694a\u61c9\u8d85\u4e26\u975e\u4e00\u5e06\u98a8\u9806\uff0c\u66fe\u63a5\u5230\u88ab\u516c\u53f8\u88c1\u54e1\u7684\u5669\u8017\uff0c\u7576\u6642\u8001\u5a46\u624d\u525b\u61f7\u5b55\uff0c\u53c8\u9047\u5230\u9999\u6e2f\u623f\u50f9\u5927\u8dcc\uff0c\u623f\u8cb8\u8b8a\u8ca0\u8cc7\u7522\uff0c\u9677\u5165\u4eba\u751f\u4f4e\u6f6e\u3002\u4ed6\u56e0\u6b64\u6fc0\u767c\u4e86\u5c0d\u6210\u529f\u7684\u6e34\u671b\uff0c\u4f46\u4e5f\u572848\u6b72\u6642\u9813\u609f\uff1a\u300c\u4eba\u6d3b\u8457\u4e0d\u662f\u70ba\u4e86\u5de5\u4f5c\u523065\u6b72\u624d\u5149\u69ae\u9000\u4f11\uff0c\u800c\u662f\u61c9\u8a72\u76e1\u65e9\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u624d\u80fd\u771f\u6b63\u4eab\u6709\u9078\u64c7\u904e\u54ea\u4e00\u7a2e\u751f\u6d3b\u7684\u6b0a\u529b\u3002\u300d<\/p>\n<p>\uff08\u8cac\u4efb\u7de8\u8f2f\uff1a\u6234\u76f8\u6587\uff09<\/p><\/blockquote>\n<p style=\"text-align: right;\">\u6587\uff0f\u8cf4\u96c5\u6df3<\/p>\n<p>\u62ff\u8d77\u624b\u6a5f\uff0c\u694a\u61c9\u8d85\u770b\u8457\u5973\u5152\u62cd\u7684\u4e00\u6bb5\u5f71\u7247\uff1a\u6210\u7fa4\u7d50\u968a\u7684\u9ce5\u5152\uff0c\u63a0\u904e\u6ce2\u5149\u7cbc\u7cbc\u7684\u6e56\u9762\uff0c\u5728\u6591\u6595\u7684\u665a\u971e\u4e2d\uff0c\u5f77\u5f7f\u4eba\u9593\u4ed9\u5883\uff0c\u800c\u4ed6\u5011\u7684\u5bb6\u5c31\u5728\u9019\u5e45\u756b\u88e1\uff0c\u96a8\u6642\u53ef\u4ee5\u5f9e\u5f8c\u9662\u642d\u8239\u904a\u6e56\uff0c\u878d\u5165\u5915\u967d\u7f8e\u666f\u3002<\/p>\n<p>\u694a\u61c9\u8d85\u81c9\u4e0a\u6d0b\u6ea2\u8457\u5e78\u798f\uff0c\u8207\u6211\u5011\u5206\u4eab\u4ed6\u5728\u7f8e\u570b\u4e9e\u6b77\u6851\u7d0d\u5dde\u9cf3\u51f0\u57ce\u7684\u6e56\u7554\u8c6a\u5b85\uff0c\u50cf\u500b\u8abf\u76ae\u7684\u5b69\u5b50\u62cb\u51fa\u8b0e\u984c\uff1a\u300c\u4f60\u5011\u731c\u731c\u770b\uff0c\u9019\u584a\u5360\u5730300\u576a\u3001\u5ba4\u5167100\u576a\u7684\u623f\u5b50\uff0c\u8ce3\u591a\u5c11\u9322\uff1f\u300d<\/p>\n<p>5,000\u842c\uff1f3,000\u842c\uff1f\u4e00\u9663\u4e82\u731c\u5f8c\uff0c\u694a\u61c9\u8d85\u7b11\u958b\u61f7\u5730\u516c\u5e03\u7b54\u6848\uff1a\u300c60\u842c\u7f8e\u5143\uff0c\u73fe\u5728\u9802\u591a\u6f32\u523070\u842c\u7f8e\u5143\uff0c\u53f0\u5e632,000\u842c\u5143\u3002\u300d<\/p>\n<p>\u53f0\u5e632,000\u842c\u5143\uff0c\u5728\u53f0\u5317\u5e02\u5f8c\u5c71\u57e4\u6377\u904b\u7ad9\u53ea\u80fd\u8cb7\u4e00\u959334\u576a\u3001\u5c4b\u9f6139\u5e74\u7684\u8001\u820a\u516c\u5bd3\uff0c\u694a\u61c9\u8d85\u537b\u7528\u540c\u6a23\u7684\u9322\uff0c\u8cb7\u5230\u4e00\u68df\u6e56\u7554\u8c6a\u5b85\uff0c\u904e\u8457\u300c\u61c9\u70ba\u7576\u70ba\u3001\u8d85\u7136\u81ea\u5f97\u300d\u7684\u9000\u4f11\u751f\u6d3b\u3002<\/p>\n<p>\u5728\u5916\u4eba\u773c\u4e2d\uff0c\u694a\u61c9\u8d85\u662f\u9996\u5e2d\u5916\u8cc7\u80a1\u7968\u5206\u6790\u5e2b\uff0c\u5e74\u85aa\u4e0a\u5343\u842c\uff0c\u8ca1\u52d9\u81ea\u7531\u5c0d\u4ed6\u800c\u8a00\u61c9\u8a72\u662f\u8f15\u800c\u6613\u8209\uff0c\u4f46\u5176\u5be6\uff0c\u4ed6\u5f9e\u4e00\u7121\u6240\u6709\u5230\u64c1\u6709\u8ca1\u5bcc\uff0c\u9019\u4e2d\u9593\u6240\u7d93\u6b77\u7684\u91cd\u91cd\u95dc\u5361\uff0c\u5b9b\u5982\u86d9\u4eba\u722c\u884c\u7684\u834a\u68d8\u5929\u5802\u8def\uff0c\u800c\u63a8\u52d5\u4ed6\u7fa9\u7121\u53cd\u9867\u5f80\u524d\u885d\u7684\u52d5\u529b\u5c31\u662f\u4e00\u500b\u5b57\u2500\u2500Hungry\u3002<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u6fc0\u767c\u5c0d\u6210\u529f\u7684\u6e34\u671b\u00a0\u00a0<\/strong><\/span><span class=\"for-color-initial\"><strong>48\u6b72\u6572\u958b\u81ea\u7531\u5927\u9580<\/strong><\/span><\/h2>\n<p>\u9019\u88e1\u7684Hungry\u4e0d\u662f\u6307\u809a\u5b50\u9913\uff0c\u800c\u662f\u8cc8\u4f2f\u65af\u540d\u8a00\uff1a\u300c<span style=\"color: #800000;\"><strong>Stay Hungry, Stay Foolish.\uff08\u6c38\u4e0d\u6eff\u8db3\uff0c\u5225\u61fc\u5931\u6557\uff09<\/strong><\/span>\u300d\u694a\u61c9\u8d85\u5f37\u8feb\u81ea\u5df1\u6642\u6642\u523b\u523b\u8655\u65bc\u6e34\u671b\u6210\u529f\u7684\u300c\u98e2\u9913\u300d\u72c0\u614b\uff0c\u6fc0\u767c\u81ea\u5df1\u6700\u5927\u71b1\u60c5\uff0c\u5c55\u73fe\u5f37\u5927\u884c\u52d5\u529b\u8207\u610f\u5fd7\u529b\uff0c\u624d\u80fd\u572848\u6b72\u6572\u958b\u81ea\u7531\u5927\u9580\uff0c\u5c55\u958b\u96a8\u5fc3\u6240\u6b32\u7684\u4eba\u751f\u4e0b\u534a\u5834\u3002<\/p>\n<p>\u300c\u6709\u4eba\uff08\u7e3d\u7d71\u5019\u9078\u4eba\uff09\u8aaa\u4ed6\u662f\u5eb6\u6c11\uff0c\u6211\u624d\u662f\u771f\u6b63\u7684\u5eb6\u6c11\u3002\u300d\u694a\u61c9\u8d85\u8aaa\u7684\u4e0d\u662f\u73a9\u7b11\u8a71\uff0c\u56e0\u70ba\u4ed6\u662f\u771f\u7684\u5f9e\u5c0f\u82e6\u51fa\u4f86\u7684\u300214\u6b72\u8ddf\u8457\u7236\u6bcd\u79fb\u6c11\u7f8e\u570b\uff0c\u5c0f\u5c0f\u5e74\u7d00\u5c31\u5f97\u5b78\u6703\u5982\u4f55\u5728\u7570\u570b\u6c42\u751f\uff0c\u6240\u4ee5\u4ed6\u672c\u80fd\u5730\u628a\u81ea\u5df1\u4e00\u500b\u4eba\u7576\u5169\u500b\u4eba\u7528\uff0c\u4e00\u908a\u4e0a\u8ab2\uff0c\u4e00\u908a\u5728\u7236\u89aa\u958b\u7684\u9910\u5ef3\u6253\u5de5\uff0c\u5f9e\u64e6\u684c\u3001\u7aef\u76e4\u3001\u6d17\u7897\u3001\u63a5\u5916\u8ce3\uff0c\u5e73\u5747\u6bcf\u9031\u5de5\u4f5c20\u5c0f\u6642\u3002\u5927\u4e8c\u6642\uff0c\u7236\u89aa\u56e0\u904e\u52de\u75c5\u901d\uff0c\u66f4\u52a0\u6df1\u4ed6\u7684\u5371\u6a5f\u610f\u8b58\uff0c\u534a\u5de5\u534a\u8b80\u529b\u722d\u4e0a\u6e38\uff0c\u6700\u5f8c\u53d6\u5f97\u9802\u5c16\u540d\u6821\u96d9\u78a9\u58eb\u3001\u4e5f\u5538\u4e86\u535a\u58eb\u73ed\u3002<\/p>\n<p>\u8e0f\u5165\u8077\u5834\u5f8c\uff0c\u694a\u61c9\u8d85\u4e26\u975e\u4e00\u5e06\u98a8\u9806\uff0c\u66fe\u7d93\u5728\u4e2d\u570b\u51fa\u5dee\u722d\u53d6\u8a02\u55ae\u6642\uff0c\u537b\u63a5\u5230\u88ab\u516c\u53f8\u88c1\u54e1\u7684\u5669\u8017\u3002\u7576\u6642\u8001\u5a46\u624d\u525b\u61f7\u5b55\uff0c\u53c8\u9047\u5230\u9999\u6e2f\u623f\u50f9\u5927\u8dcc\uff0c\u623f\u8cb8\u8b8a\u8ca0\u8cc7\u7522\uff0c\u9677\u5165\u4eba\u751f\u4f4e\u6f6e\u3002\u7576\u4ed6\u5bc4\u51fa\u4e0a\u767e\u5c01\u5c65\u6b77\uff0c\u597d\u4e0d\u5bb9\u6613\u64e0\u5165\u7af6\u722d\u6fc0\u70c8\u3001\u9ad8\u58d3\u7684\u6295\u8cc7\u9280\u884c\uff0c\u537b\u78b0\u5230\u516c\u53f8\u9762\u81e8\u88ab\u4f75\u8cfc\u5371\u6a5f\uff0c\u98a8\u96e8\u98c4\u6416\u3002\u7576\u540c\u4e8b\u90fd\u5728\u627e\u4e0b\u4e00\u4efd\u5de5\u4f5c\u6642\uff0c\u4ed6\u537b\u71ac\u591c\u5beb\u5831\u544a\uff0c\u5c31\u9023\u592a\u592a\u751f\u7522\u6642\uff0c\u4e5f\u62b1\u8457\u96fb\u8166\u5728\u7522\u623f\u5916\u5de5\u4f5c\uff0c\u5c31\u662f\u5e0c\u671b\u5148\u628a\u81ea\u5df1\u8b8a\u6210\u5343\u91cc\u99ac\uff0c\u7136\u5f8c\u88ab\u4f2f\u6a02\u767c\u73fe\u3002<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u904b\u75284%\u8ca1\u52d9\u81ea\u7531\u6cd5\u5247\u00a0<\/strong><\/span><span class=\"for-color-initial\"><strong>\u76e1\u60c5\u4eab\u53d7\u4eba\u751f\u4e0b\u534a\u5834<\/strong><\/span><\/h2>\n<p>\u6b63\u662f\u56e0\u70ba\u694a\u61c9\u8d85\u5920\u300c\u9913\u300d\u3001\u5920\u62fc\uff0c\u4e00\u5929\u7576\u5169\u5929\u7528\uff0c\u5982\u5c65\u8584\u51b0\u7528\u9ad8\u6548\u7387\u5b8c\u6210\u5404\u7a2e\u5de5\u4f5c\u6311\u6230\uff0c\u770b\u5230\u6a5f\u6703\u5c31\u5f80\u524d\u885d\uff0c\u624d\u7d42\u65bc\u5e73\u6b65\u9752\u96f2\uff0c\u53ea\u82b15\u5e74\u5c31\u5f9e\u83dc\u9ce5\u5206\u6790\u5e2b\u8fc5\u901f\u6649\u5347\u70ba\u526f\u7e3d\u88c1\u3001\u8463\u4e8b\u3001\u8463\u4e8b\u7e3d\u7d93\u7406\uff0c\u6210\u70ba\u9996\u5e2d\u5916\u8cc7\u5206\u6790\u5e2b\u3002<\/p>\n<p>\u7b97\u4e00\u7b97\uff0c\u572820\u5e74\u8077\u5834\u751f\u6daf\u88e1\uff0c\u694a\u61c9\u8d85\u5168\u7403\u98db\u884c\u91cc\u7a0b\u6578\u8d85\u904e250\u842c\u82f1\u54e9\uff0c\u9019\u500b\u6578\u5b57\u76f8\u7576\u65bc\u5f9e\u5730\u7403\u5230\u6708\u7403\u4f86\u56de5\u6b21\uff1b\u4e00\u5343\u591a\u500b\u665a\u4e0a\u8207\u59bb\u5c0f\u5206\u9694\u5169\u5730\uff0c\u7368\u81ea\u4e00\u4eba\u5728\u98ef\u5e97\u5403\u6ce1\u9eb5\u679c\u8179\uff0c\u62ff\u5065\u5eb7\u63db\u53d6\u66f4\u9ad8\u7684\u8077\u4f4d\u548c\u66f4\u591a\u7684\u85aa\u6c34\u3002<\/p>\n<p>\u76f4\u52302016\u5e74\uff0c\u5df4\u514b\u840a\u9280\u884c\u5ba3\u5e03\u9000\u51fa\u4e9e\u6d32\uff0c\u694a\u61c9\u8d85\u76e4\u9ede\u500b\u4eba\u8ca1\u52d9\uff0c\u767c\u73fe\u9322\u5b58\u5920\u4e86\uff0c\u6c7a\u5b9a\u9000\u4f11\uff0c\u628a\u4eba\u751f\u512a\u5148\u9806\u5e8f\u5f9e\u8001\u95c6\u3001\u5ba2\u6236\u3001\u5beb\u5831\u544a\uff0c\u6539\u70ba\u5bb6\u5ead\u3001\u5065\u5eb7\u3001\u5feb\u6a02\u64fa\u7b2c\u4e00\uff0c\u6bcf\u5929\u505a\u7529\u624b\u529f\uff0c\u4e0a\u8d85\u5e02\u8cb7\u83dc\uff0c\u81ea\u5df1\u716e\u98ef\uff0c\u63a5\u9001\u5152\u5b50\u6253\u5de5\uff0c\u4eab\u53d7\u771f\u6b63\u7684\u4eba\u751f\u81ea\u7531\u3002<\/p>\n<p>\u76f4\u5230\u9019\u6642\u4ed6\u624d\u9813\u609f\uff0c\u4eba\u6d3b\u8457\u4e0d\u662f\u70ba\u4e86\u5de5\u4f5c\u523065\u6b72\u624d\u5149\u69ae\u9000\u4f11\uff0c\u800c\u662f\u61c9\u8a72\u76e1\u65e9\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u624d\u80fd\u771f\u6b63\u4eab\u6709\u9078\u64c7\u904e\u54ea\u4e00\u7a2e\u751f\u6d3b\u7684\u6b0a\u529b\u3002\u65bc\u662f\u4ed6\u958b\u59cb\u7814\u7a76\u7f8e\u570b\u65b0\u8208\u8ca1\u52d9\u904b\u52d5FIRE\uff08Financial Independence Retire Early\uff0c\u5373\u300c\u63d0\u65e9\u8ca1\u52d9\u81ea\u7531\u300d\uff09\uff0c\u4e26\u904b\u75284%\u6cd5\u5247\uff0c\u642d\u914d5\u500b\u6b65\u9a5f\u4f86\u505a\u9000\u4f11\u91d1\u898f\u5283\u3002<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u6b65\u9a5f\u2460 \u7b97\u51fa\u81ea\u7531\u6578\u5b57<\/strong><\/span><\/h2>\n<p>\u6240\u8b024%\u6cd5\u5247\uff0c\u5176\u516c\u5f0f\u70ba\u300c\u9000\u4f11\u91d1\u00d74%\uff1d1\u5e74\u751f\u6d3b\u8cbb\uff1d\u8ca1\u52d9\u81ea\u7531\u300d\u3002\u6240\u4ee5\u5012\u904e\u4f86\uff0c\u53ea\u8981\u4f60\u80fd\u77e5\u9053\u81ea\u5df11\u5e74\u9700\u8981\u591a\u5c11\u751f\u6d3b\u8cbb\uff0c\u518d\u4e58\u4e0a25\u500d\uff081\/4%\uff09\u5c31\u662f\u4f60\u9700\u8981\u5b58\u5230\u7684\u8ca1\u52d9\u81ea\u7531\u57fa\u91d1\u3002\u4f8b\u59821\u5e74\u751f\u6d3b\u8cbb60\u842c\u5143\uff0c\u8ca1\u52d9\u81ea\u7531\u57fa\u91d1\u5c31\u662f1,500\u842c\u5143\u3002<\/p>\n<p>\u8981\u505a\u5230\u9019\u9ede\uff0c\u5fc5\u9808\u5148\u990a\u6210\u8a18\u5e33\u8207\u505a\u9810\u7b97\u7684\u7fd2\u6163\uff0c\u624d\u80fd\u77e5\u9053\u81ea\u5df1\u6bcf\u5e74\u57fa\u672c\u82b1\u8cbb\u662f\u591a\u5c11\u3002\u694a\u61c9\u8d85\u5f9e\u5927\u5b78\u5c31\u958b\u59cb\u8a18\u5e33\uff0c\u751a\u81f3\u9084\u81ea\u88fd\u4e00\u5f35\u751f\u6d3b\u7528\u54c1\u4f30\u50f9\u8868\uff0c\u53ea\u8cb7\u4f4e\u65bc\u539f\u50f9\u7684\u6253\u6298\u54c1\uff0c\u5c31\u5f88\u50cf\u8cb7\u4f4e\u65bc\u4f30\u503c\u7684\u597d\u80a1\u7968\uff0c\u628a\u9322\u82b1\u5728\u5200\u53e3\u4e0a\u3002<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u6b65\u9a5f\u2461 \u505a\u8cc7\u7522\u914d\u7f6e<\/strong><\/span><\/h2>\n<p>\u5373\u4f7f\u5b58\u5230\u8ca1\u52d9\u81ea\u7531\u57fa\u91d1\uff0c\u9084\u8981\u628a\u9019\u7b46\u9322\u653e\u5c0d\u5730\u65b9\uff0c\u624d\u80fd\u6297\u901a\u81a8\u3001\u7dad\u6301\u8cfc\u8cb7\u529b\u3002\u50cf\u4ed6\u5c31\u6839\u64da100\u6cd5\u5247\u5c07\u8cc7\u91d1\u505a\u80a1\u50b5\u914d\u7f6e\uff0c\u56e0\u4ed6\u9000\u4f11\u6642\u5c07\u8fd150\u6b72\uff0c\u50b5\u5238\u8207\u80a1\u7968\u5360\u8cc7\u7522\u6bd4\u91cd\u5c31\u8a2d\u5b9a\u70ba50%\uff0c\u6bd4\u91cd\u8a2d\u5b9a\u5f8c\u6bcf\u5e74\u6aa2\u8996\uff0c\u4e26\u505a\u8cc7\u7522\u518d\u5e73\u8861\uff0c\u4f8b\u5982\u80a1\u7968\u6f32\u591a\u5c31\u8ce3\u4e00\u4e9b\uff0c\u8f49\u8cb7\u50b5\u5238\uff0c\u7dad\u6301\u80a1\u50b5\u6295\u8cc7\u6bd4\u91cd\u3002<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u6b65\u9a5f\u2462 \u8cb73\u6a94\u80a1\u7968ETF<\/strong><\/span><\/h2>\n<p>\u904e\u53bb\u64d4\u4efb\u80a1\u7968\u5206\u6790\u5e2b\u6642\uff0c\u53d7\u9650\u65bc\u6cd5\u898f\uff0c\u694a\u61c9\u8d85\u4e0d\u80fd\u8cb7\u8ce3\u80a1\u7968\uff0c\u5373\u4f7f\u8cb7\u57fa\u91d1\u4e5f\u5fc5\u9808\u7533\u5831\uff0c\u975e\u5e38\u9ebb\u7169\uff0c\u6700\u5f8c\u4e7e\u8106\u628a\u9322\u653e\u5b9a\u5b58\u3002<\/p>\n<p>\u73fe\u5728\u9000\u4f11\u4e86\uff0c\u53ef\u4ee5\u81ea\u7531\u8cb7\u8ce3\u80a1\u7968\uff0c\u4f46\u694a\u61c9\u8d85\u537b\u9084\u662f\u4e0d\u8cb7\u500b\u80a1\uff0c\u800c\u662f\u8cb7\u90323\u6a94\u7f8e\u80a1ETF\uff0c\u5305\u62ec\u7f8e\u570b\u9053\u74ca\u6307\u6578\uff08DIA\uff09\u3001S&amp;P 500\uff08SPY\uff09\u3001\u90a3\u65af\u9054\u514b100\u6307\u6578\uff08QQQ\uff09\uff0c\u56e0\u70ba\u90193\u6a94ETF\u6240\u6db5\u84cb\u7684\u80a1\u7968\u5206\u6563\u5728\u5404\u500b\u7522\u696d\uff0c\u800c\u4e14\u5e7e\u4e4e\u90fd\u662f\u8de8\u570b\u5927\u4f01\u696d\uff0c\u7b49\u65bc\u75283\u6a94\u80a1\u7968ETF\u5c31\u80fd\u8cfa\u5230\u4e16\u754c\u8ca1\uff0c\u5c31\u4e0d\u7528\u5728\u9000\u4f11\u6642\u9084\u8981\u770b\u76e4\u9078\u80a1\u3002<\/p>\n<p>\u300c\u6211\u5fc5\u9808\u627f\u8a8d\uff0c\u9078\u80a1\u771f\u7684\u5f88\u96e3\uff0c\u800c\u4e14\u9000\u4f11\u5f8c\u6211\u4e5f\u6c92\u6709\u8cc7\u6e90\u3001\u7814\u7a76\u5718\u968a\uff0c\u4e0d\u5982\u5c31\u50cf\u5df4\u83f2\u7279\u5728\u907a\u56d1\u4e2d\u6307\u793a\u907a\u7522\u8981\u6295\u8cc7ETF\u5c31\u597d\u3002\u6211\u4e0d\u8cb7\u53f0\u7063\u6216\u4e2d\u570b\u7684ETF\uff0c\u50cf\u662f\u53f0\u706350\uff080050\uff09\u5c6c\u65bc\u55ae\u4e00\u5e02\u5834\u3001\u6295\u8cc7\u7bc4\u570d\u4e0d\u5920\u591a\u5143\u5206\u6563\uff0c\u9084\u662f\u7f8e\u570b\u6295\u8cc7\u5e02\u5834\u6bd4\u8f03\u5065\u5168\u3002\u300d<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u6b65\u9a5f\u2463 \u7528\u50b5\u5238\u68af\u6295\u8cc7\u516c\u53f8\u50b5<\/strong><\/span><\/h2>\n<p>\u5728\u50b5\u5238\u65b9\u9762\uff0c\u694a\u61c9\u8d85\u904b\u7528\u300c\u50b5\u5238\u68af\u300d\uff08Bond Ladder\uff09\u6295\u8cc7\u6cd5\uff0c\u4e00\u958b\u59cb\u5148\u5c07\u8cc7\u91d1\u5206\u70ba5\u7b49\u5206\uff0c\u5206\u5225\u6295\u8cc71\u5e74\u671f\u30012\u5e74\u671f\u30013\u5e74\u671f\u30014\u5e74\u671f\u30015\u5e74\u671f\u6295\u8cc7\u7b49\u7d1a\u516c\u53f8\u50b5\uff0c\u9019\u6a23\u7372\u53d6\u7684\u50b5\u5238\u6b96\u5229\u7387\u5c31\u50cf\u68af\u5b50\u4e00\u6a23\u9010\u6b65\u6500\u5347\u3002\u75761\u5e74\u671f\u50b5\u5238\u5230\u671f\u5f8c\uff0c\u5c31\u5c07\u9019\u7b46\u7684\u672c\u91d1\u8f49\u8cb75\u5e74\u671f\u50b5\u5238\uff0c2\u5e74\u5230\u671f\u4e5f\u518d\u8f49\u8cb75\u5e74\u671f\u50b5\u5238\uff0c\u4ee5\u6b64\u985e\u63a8\uff0c\u9019\u6a23\u6bcf\u5e74\u5c31\u80fd\u7372\u53d65\u5e74\u671f\u516c\u53f8\u50b5\u5927\u7d043\uff5e4%\u6b96\u5229\u7387\uff0c\u300c\u6211\u628a\u50b5\u5238\u7576\u5b9a\u5b58\uff0c\u800c\u4e14\u662f\u9577\u5e74\u671f\u5b9a\u5b58\uff0c\u5229\u606f\u6703\u6bd4\u9280\u884c\u5b9a\u5b58\u597d\u5f88\u591a\u3002\u300d<\/p>\n<p>\u505a\u597d\u80a1\u50b5\u914d\u7f6e\uff0c\u6bcf\u5e74\u5927\u7d04\u7372\u53d67%\u5831\u916c\u7387\uff0c\u5176\u4e2d4%\u7576\u9000\u4f11\u751f\u6d3b\u8cbb\uff0c3%\u7e7c\u7e8c\u6efe\u5b58\uff0c\u9019\u6a23\u8cc7\u7522\u5c31\u80fd\u81ea\u52d5\u6297\u901a\u81a8\uff0c\u9000\u4f11\u91d1\u751f\u751f\u4e0d\u606f\uff0c\u4e0d\u56e0\u7269\u50f9\u4e0a\u6f32\u800c\u7e2e\u6c34\u3002\u300c\u6211\u901a\u5e38\u6703\u628a\u90191\uff5e2\u5e74\u7684\u751f\u6d3b\u8cbb\u653e\u5728\u9280\u884c\u5b9a\u5b58\uff0c\u9019\u6a23\u5c31\u4e0d\u7528\u64d4\u5fc3\u9700\u8981\u7528\u9322\u6642\u88ab\u8feb\u5728\u4f4e\u6a94\u8ce3\u80a1\u7968\uff0c\u4e5f\u4e0d\u7528\u7ba1\u80a1\u5e02\u6ce2\u52d5\u3002\u300d<\/p>\n<h2><span class=\"for-color-initial\"><strong>\u6b65\u9a5f\u2464 \u505a\u597d\u4fdd\u96aa\u898f\u5283<\/strong><\/span><\/h2>\n<p>\u5728\u505a\u9000\u4f11\u91d1\u898f\u5283\u6642\uff0c\u694a\u61c9\u8d85\u4e5f\u76e4\u9ede\u4e86\u4ed6\u7684\u4fdd\u55ae\uff0c\u7531\u65bc\u623f\u8cb8\u7e73\u6e05\u3001\u5c0f\u5b69\u9010\u6f38\u9577\u5927\uff0c\u52a0\u4e0a\u4ed6\u7684\u6559\u80b2\u91d1\u4e5f\u6e96\u5099\u597d\u4e86\uff0c\u6240\u4ee5\u4ed6\u5c31\u628a\u5b9a\u671f\u58fd\u96aa\u53d6\u6d88\uff0c\u6539\u8cb7\u91ab\u7642\u96aa\u3001\u9577\u671f\u7167\u9867\u96aa\uff0c\u56e0\u70ba\u4ed6\u64d4\u5fc3\u81ea\u5df1\u672a\u4f86\u82e5\u4e0d\u80fd\u751f\u6d3b\u81ea\u7406\uff0c\u6703\u62d6\u7d2f\u8001\u5a46\u3001\u5c0f\u5b69\uff0c\u56e0\u6b64\u672a\u96e8\u7da2\u7e46\u8cb7\u597d\u9577\u7167\u96aa\uff0c\u842c\u4e00\u771f\u7684\u7b26\u5408\u4fdd\u55ae\u689d\u6b3e\u7684\u7406\u8ce0\u72c0\u6cc1\uff0c\u9084\u53ef\u4ee5\u7528\u4fdd\u96aa\u91d1\u8058\u8acb\u770b\u8b77\u3001\u4f4f\u8001\u4eba\u9662\u6216\u4eab\u6709\u8f03\u597d\u7684\u91ab\u7642\u54c1\u8cea\u3002<\/p>\n<p>\u5168\u76e4\u900f\u6790\u8ca1\u52d9\u81ea\u7531\u7684\u79d8\u5bc6\u5f8c\uff0c\u694a\u61c9\u8d85\u628a\u901a\u5f80\u8ca1\u52d9\u81ea\u7531\u7684\u6377\u5f91\u5beb\u6210\u300a\u8ca1\u52d9\u81ea\u7531\u7684\u4eba\u751f\u300b\u9019\u672c\u66f8\uff0c\u5e0c\u671b\u50b3\u6388\u7d66\u5152\u5b50\u8ddf\u5973\u5152\uff0c\u4ee5\u53ca\u4ecd\u4e0d\u81ea\u7531\u7684\u4e0a\u73ed\u65cf\uff0c\u6307\u51fa\u660e\u78ba\u7684\u65b9\u6cd5\u8207\u9053\u8def\uff0c\u5e6b\u52a9\u5927\u5bb6\u671d\u81ea\u7531\u4eba\u751f\u9081\u9032\uff0c\u300c\u53ea\u6709\u5b78\u751f\u6e96\u5099\u597d\u4e86\uff0c\u8001\u5e2b\u624d\u6703\u51fa\u73fe\u3002\u300d<\/p>\n<p>\u73fe\u5728\uff0c\u694a\u61c9\u8d85\u7576\u8d77\u5152\u5b50\u7684\u5206\u6790\u5e2b\uff0c\u5305\u62ec\u63a8\u85a6\u5b78\u6821\u3001\u79d1\u7cfb\u3001\u4e0a\u73ed\u516c\u53f8\uff0c\u4f46\u5c0a\u91cd\u5152\u5b50\u81ea\u5df1\u7684\u6c7a\u5b9a\u3002\u4ed6\u4e5f\u7576\u8d77\u81ea\u5df1\u7684\u7269\u50f9\u5206\u6790\u5e2b\u8207\u5065\u5eb7\u7ba1\u7406\u5e2b\u3001\u670b\u53cb\u7684\u65c5\u904a\u898f\u5283\u5e2b\uff0c\u4eab\u53d7\u5feb\u6a02\u7684\u6bcf\u4e00\u5929\u3002<\/p>\n<h2><strong>\u5ef6\u4f38\u95b1\u8b80<\/strong><\/h2>\n<p><a href=\"https:\/\/buzzorange.com\/vidaorange\/2020\/08\/12\/money-buffett-investment\/\">\u3010\u80a1\u795e\u5beb\u7d66\u5408\u5925\u4eba\u7684\u5099\u5fd8\u9304\u3011\u5df4\u83f2\u7279\u300c\u5169\u5927\u539f\u5247\u300d\u544a\u8a34\u4f60\uff1a\u6295\u8cc7\u7e3e\u6548\u5230\u5e95\u8a72\u600e\u9ebc\u770b\uff1f<\/a><\/p>\n<p><a href=\"https:\/\/buzzorange.com\/vidaorange\/2020\/08\/07\/money-house-rent-or-buy\/\">\u3010\u96d6\u7136\u5927\u591a\u6578\u7684\u4eba\u90fd\u8aaa\u8981\u8cb7\u623f\u3011\u5f35\u91d1\u9d9a\u6559\u6388\uff1a\u300c\u8cb7\u5c4b\u597d\uff1f\u9084\u662f\u79df\u5c4b\u597d\uff1f\u300d\u9078\u64c7\u7684 4 \u500b\u95dc\u9375\u56e0\u7d20<\/a><\/p>\n<h2><b>\u60f3\u770b\u66f4\u591a\u300c\u7406\u8ca1\u751f\u6d3b\u300d\uff0c\u5feb\u4f86\u8ffd\u8e64\u00a0<\/b><a href=\"http:\/\/bit.ly\/2HKlzAD\" target=\"_blank\" rel=\"noopener noreferrer\"><b>VidaOrange \u751f\u6d3b\u5831\u6a58<\/b><\/a><\/h2>\n<p>\uff08\u672c\u6587\u7d93\u5408\u4f5c\u5925\u4f34 Money \u9322 \u6388\u6b0a\u8f49\u8f09\uff0c\u4e26\u540c\u610f VidaOrange \u7de8\u5beb\u5c0e\u8b80\u8207\u4fee\u8a02\u6a19\u984c\u3002\u539f\u6587\u51fa\u8655\uff1a\u3008 <a href=\"https:\/\/www.moneynet.com.tw\/article\/9560\/%E6%A5%8A%E6%87%89%E8%B6%85%E7%94%A84%E6%B3%95%E5%89%8748%E6%AD%B2%E9%81%94%E5%88%B0%E8%B2%A1%E5%8B%99%E8%87%AA%E7%94%B1%E9%9D%A03%E6%AA%94%E8%82%A1%E7%A5%A8ETF%E5%82%B5%E5%88%B8%E6%A2%AF%E5%B9%B4%E8%B3%BA7?fbclid=IwAR0fswGHrI-PBiOomQc03vuCg6rMiymUPeAJpnocjJI6DFT4EJWEW76Jt5Q#moneynet_2020-08-17\">\u694a\u61c9\u8d85\u75284%\u6cd5\u5247\uff0c48\u6b72\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u97603\u6a94\u80a1\u7968ETF+\u50b5\u5238\u68af\u5e74\u8cfa7%<\/a>\u3009 \u3002\uff09<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uff08\u672c\u6587\u7d93\u5408\u4f5c\u5925\u4f34 Money \u9322 \u6388\u6b0a\u8f49\u8f09\uff0c\u4e26\u540c\u610f VidaOrange \u7de8\u5beb\u5c0e\u8b80\u8207\u4fee\u8a02\u6a19\u984c\u3002\u539f\u6587\u51fa\u8655\uff1a\u3008 \u694a\u61c9\u8d85\u75284%\u6cd5\u5247\uff0c48\u6b72\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u97603\u6a94\u80a1\u7968ETF+\u50b5\u5238\u68af\u5e74\u8cfa7%\u3009 \u3002\uff09 \u3010\u70ba\u4ec0\u9ebc\u6211\u5011[&#8230;]<\/p>\n","protected":false},"author":286,"featured_media":17258,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[15275,227,11815,14469,15276,15193,15277],"coauthors":[],"_links":{"self":[{"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/posts\/15873"}],"collection":[{"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/users\/286"}],"replies":[{"embeddable":true,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/comments?post=15873"}],"version-history":[{"count":0,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/posts\/15873\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/media\/17258"}],"wp:attachment":[{"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/media?parent=15873"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/categories?post=15873"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/tags?post=15873"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/buzzorange.com\/vidaorange\/wp-json\/wp\/v2\/coauthors?post=15873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}