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\u56e0\u61c9 2023 \u5e74\u5373\u5c07\u5be6\u65bd\u300a\u65b0\u5df4\u8cfd\u723e\u8cc7\u672c\u5354\u5b9a\u300b\uff08 Basel II \uff09\uff0c\u4f5c\u696d\u98a8\u96aa\u5c0d\u9280\u884c\u7684\u91cd\u8981\u6027\u5c07\u66f4\u5f37\u5316\uff0c\u65e5\u5f8c\u82e5\u6709\u9280\u884c\u7206\u767c\u5f0a\u6848\u3001\u906d\u8981\u6c42\u589e\u63d0\u4f5c\u696d\u98a8\u96aa\u8cc7\u672c\uff0c\u5c0d\u9280\u884c\u5f71\u97ff\u52e2\u5fc5\u52a0\u5287\uff0c\u82e5\u9280\u884c\u9078\u64c7\u4e0d\u589e\u8cc7\uff0c\u5c31\u5f97\u66f4\u56b4\u683c\u63a7\u7ba1\u6388\u4fe1\u548c\u91d1\u878d\u4ea4\u6613\u696d\u52d9\u898f\u6a21\uff0c\u696d\u52d9\u62d3\u5c55\u529b\u9053\u5c07\u6703\u53d7\u9650\uff0c\u6050\u6015\u6703\u9032\u4e00\u6b65\u5f71\u97ff\u7d93\u71df\u7e3e\u6548\uff0c\u5e36\u4f86\u66f4\u5927\u885d\u64ca\u3002<\/p>\n

\u80a1\u50f9\u8868\u73fe\u75b2\u5f31\u3001\u7d93\u71df\u7e3e\u6548\u6e1b\u5c11\uff0c\u53ef\u4ee5\u60f3\u898b\u5c07\u885d\u64ca\u80a1\u6771\u624b\u4e2d\u80a1\u7968\u50f9\u503c\uff0c\u80a1\u5229\u5206\u7d05\u5c11\u4e86\uff0c\u96e3\u4fdd\u6295\u8cc7\u4eba\u4e0d\u8df3\u8173\uff1b\u63db\u8a00\u4e4b\uff0c\u5b78\u8005\u8a8d\u70ba\uff0c\u4e00\u65e6\u767c\u751f\u5f0a\u6848\uff0c\u91d1\u7ba1\u6703\u5c31\u5fc5\u9808\u796d\u51fa\u91cd\u7f70\u793a\u8b66\uff0c\u5c55\u73fe\u96f6\u5bb9\u5fcd\u614b\u5ea6\uff0c\u6539\u9769\u5f9e\u300c\u5927\u80a1\u6771\u75db\u9ede\u300d\u4e0b\u624b\u3002<\/p>\n

\u7136\u800c\uff0c\u4e8b\u5148\u9632\u5835\u52dd\u65bc\u4e8b\u5f8c\u958b\u7f70\uff0c\u6797\u58eb\u5091\u4e5f\u547c\u7c72\u9280\u884c\u696d\u8005\u5fc5\u9808\u5851\u9020\u91cd\u8996\u300c\u884c\u70ba\u98a8\u96aa\u300d\uff08 Behavioral Risk \uff09\u7684\u4f01\u696d\u6587\u5316\u3002<\/p>\n

\u300c\u904e\u53bb\u9280\u884c\u5167\u90e8\u8f03\u4e0d\u91cd\u8996\u9019\u500b\uff0c\u4f46\u76ee\u524d\u986f\u7136\u5df2\u6210\u70ba\u4e00\u7a2e\u65b0\u8208\u9280\u884c\u98a8\u96aa\u300d\uff0c\u6797\u58eb\u5091\u8868\u793a\u3002\u9280\u884c\u82e5\u4e0d\u8b39\u614e\u9632\u7bc4\u7406\u5c08\u5f0a\u6848\uff0c\u4efb\u6191\u4e0d\u8096\u7406\u5c08\u5c07\u624b\u4f38\u5411\u5ba2\u6236\uff0c\u5c0d\u9280\u884c\u4fe1\u8b7d\u6050\u662f\u4e00\u5834\u6700\u5927\u7684\u5371\u6a5f\u3002<\/p>\n

 <\/p>\n

\u63a8\u85a6\u95b1\u8b80<\/h2>\n

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\u96f6\u5229\u7387\u7684\u6642\u4ee3\uff0c\u91d1\u878d\u696d\u9084\u662f\u767c\u5927\u8ca1\uff1f\u7d93\u6fdf\u5b78\u8005\u544a\u8a34\u4f60\u300c\u4f60\u8cb7\u7684\u57fa\u91d1\u4e0d\u662f\u4f60\u7684\u57fa\u91d1\u300d<\/a><\/p>\n

\uff08\u672c\u6587\u7d93\u5408\u4f5c\u5925\u4f34 \u4e2d\u592e\u793e \u6388\u6b0a\u8f49\u8f09\uff0c\u4e26\u540c\u610f BuzzOrange \u7de8\u5beb\u5c0e\u8b80\u8207\u4fee\u8a02\u6a19\u984c\uff0c\u539f\u6587\u6a19\u984c\u70ba \u3008\u7406\u5c08\u4e4b\u4e82\uff0f\u7406\u5c08\u5653\u5bd2\u554f\u6696\u597d\u9ebb\u5409 \u6d88\u57fa\u6703\uff1a\u89aa\u5144\u5f1f\u4e5f\u8981\u660e\u7b97\u5e33<\/a>\u3009\u3002\u9996\u5716\u4f86\u6e90\uff1a fizkes<\/a> @ shutterstock<\/a> \uff09<\/p>\n","protected":false},"excerpt":{"rendered":"

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