{"id":16553,"date":"2015-02-13T11:29:36","date_gmt":"2015-02-13T03:29:36","guid":{"rendered":"http:\/\/buzzorange.com\/citiorange\/2015\/02\/13\/30-years-old-save-money-millionaire\/"},"modified":"2015-02-13T11:29:36","modified_gmt":"2015-02-13T03:29:36","slug":"30-years-old-save-money-millionaire","status":"publish","type":"post","link":"https:\/\/buzzorange.com\/citiorange\/2015\/02\/13\/30-years-old-save-money-millionaire\/","title":{"rendered":"\u50bb\u74dc\u7684\u5e74\u5ea6\u5132\u84c4\u8a08\u756b\uff1a\u5446\u85aa\u65cf 2 \u5e74\u6522\u767e\u842c"},"content":{"rendered":"<p><a href=\"\/\/buzzorange.com\/wp-content\/uploads\/2015\/02\/0212savemoney.png\"><img loading=\"lazy\" class=\"  wp-image-26038 aligncenter\" src=\"\/\/buzzorange.com\/wp-content\/uploads\/2015\/02\/0212savemoney.png\" alt=\"0212savemoney\" width=\"600\" height=\"323\" \/><\/a><\/p>\n<p>\u900f\u904e\u56b4\u683c\u7684\u57f7\u884c\uff0c\u4ee5\u300c\u7406\u6027\u300d\u53d6\u4ee3\u300c\u5c0f\u78ba\u5e78\u300d\uff0c\u5be7\u53ef\u8f9b\u82e6\u4e00\u9663\u5b50\uff0c\u4e5f\u4e0d\u8981\u8f9b\u82e6\u4e00\u8f29\u5b50\uff0c\u738b\u52ad\u4ec1 28 \u6b72\u6642\u9084\u53e3\u888b\u7a7a\u7a7a\uff0c30 \u6b72\u6642\u5c31\u5df2\u9760\u5446\u85aa\u5b58\u4e0b 100 \u842c\u5143\u3002<\/p>\n<div>\n<p>\u5f9e\u96f6\u5b58\u6b3e\u7684\u7aae\u5c0f\u5b50\u5230\u6522\u4e0b\u4eba\u751f\u7684\u7b2c\u4e00\u6876\u91d1\uff0c\u738b\u52ad\u4ec1\uff08\u5316\u540d\uff09\u53ea\u82b1\u4e86\u77ed\u77ed 2 \u5e74\u7684\u6642\u9593\u3002\u9760\u7684\u4e0d\u662f\u5927\u8d77\u5927\u843d\u7684\u80a1\u7968\u6295\u8cc7\uff0c\u800c\u662f\u5728\u5e74\u5e95\u5c31\u5148\u5236\u5b9a\u5e74\u5ea6\u5132\u84c4\u8a08\u756b\uff0c\u6709\u4e00\u500b\u903c\u81ea\u5df1\u9054\u9663\u7684\u76ee\u6a19\u3002<\/p>\n<p>\u63db\u53e5\u8a71\u8aaa\uff0c\u4eca\u5e74\u5e95\u5c31\u9810\u8a08\u660e\u5e74\u8981\u5b58\u4e0b\u591a\u5c11\u9322\uff0c\u90a3\u9ebc\u5c31\u53ef\u4ee5\u63a8\u7b97\u6bcf\u500b\u6708\u53ea\u80fd\u82b1\u8cbb\u591a\u5c11\u9322\u3002\u900f\u904e\u56b4\u683c\u7684\u57f7\u884c\uff0c\u4ee5\u300c\u7406\u6027\u300d\u53d6\u4ee3\u300c\u5c0f\u78ba\u5e78\u300d\uff0c\u5be7\u53ef\u8f9b\u82e6\u4e00\u9663\u5b50\uff0c\u4e5f\u4e0d\u8981\u8f9b\u82e6\u4e00\u8f29\u5b50\uff0c\u738b\u52ad\u4ec1 28 \u6b72\u6642\u9084\u53e3\u888b\u7a7a\u7a7a\uff0c30 \u6b72\u6642\u5c31\u5df2\u9760\u5446\u85aa\u5b58\u4e0b 100 \u842c\u5143\u3002<\/p>\n<p><a href=\"\/\/buzzorange.com\/wp-content\/uploads\/2015\/02\/0212savemoney02.jpg\"><img loading=\"lazy\" class=\"aligncenter size-full wp-image-26039\" src=\"\/\/buzzorange.com\/wp-content\/uploads\/2015\/02\/0212savemoney02.jpg\" alt=\"0212savemoney02\" width=\"600\" height=\"459\" \/><\/a><\/p>\n<p>\u8981\u4e0d\u662f\u53d7\u5230\u523a\u6fc0\uff0c\u738b\u52ad\u4ec1\u7684\u5b58\u9322\u9b25\u5fd7\u4e5f\u4e0d\u6703\u9019\u9ebc\u5feb\u88ab\u9ede\u71c3\u300226 \u6b72\u9032\u5165\u8077\u5834\uff0c\u738b\u52ad\u4ec1\u5148\u5728\u53f0\u7063\u5de5\u4f5c\u597d\u4e00\u9663\u5b50\uff0c\u4f46\u4ed6\u767c\u73fe\u53f0\u7063\u85aa\u8cc7\u6c34\u5e73\u504f\u4f4e\uff0c\u652f\u4ed8\u57fa\u672c\u751f\u6d3b\u958b\u92b7\u5f8c\uff0c\u5e7e\u4e4e\u5b58\u4e0d\u5230\u9322\u3002\u6070\u5de7\u6709\u4f01\u696d\u6b63\u5728\u62db\u8058\u99d0\u5927\u9678\u7684\u5132\u5099\u5e79\u90e8\uff0c\u4ed6\u4fbf\u6bc5\u7136\u6c7a\u7136\u7684\u524d\u9032\u5927\u9678\uff0c\u85aa\u6c34\u4e5f\u5f9e\u539f\u672c 3 \u842c\u5143\u500d\u589e\u81f3\u7d04 6 \u842c\u5143\u3002\u9019\u662f\u4ed6\u7b2c\u4e00\u6b21\u9ad4\u6703\u5230\u85aa\u6c34\u589e\u52a0\u7684\u5feb\u6a02\u3002<\/p>\n<ul>\n<li>\u63a7\u5236\u6d88\u8cbb\u6b32 \u6bcf\u6708\u5b58\u903e\u534a\u85aa\u6c34<\/li>\n<\/ul>\n<p>\u738b\u52ad\u4ec1\u6c92\u88ab\u5feb\u6a02\u6c96\u660f\u982d\uff0c\u4ed6\u7684\u6d88\u8cbb\u6a21\u5f0f\u6c92\u6709\u6539\u8b8a\uff0c\u4f9d\u820a\u4f4f\u5728\u516c\u53f8\u5bbf\u820d\uff0c\u4e0a\u5e02\u5834\u8cb7\u83dc\u958b\u4f19\uff0c\u4ed6\u4e0d\u4f46\u6c92\u56e0\u70ba\u8cfa\u6108\u591a\u5c31\u82b1\u6108\u591a\uff0c\u53cd\u800c\u5c07\u751f\u6d3b\u958b\u652f\u63a7\u5236\u5728 1 \u842c 5,000 \u5143\u4ee5\u5167\uff0c\u6bcf\u6708\u81f3\u5c11\u5b58\u4e0b 4 \u842c 5,000 \u5143\uff0c\u7b97\u4e00\u7b97\u5132\u84c4\u7387\u8d85\u904e 50\uff05\u3002<\/p>\n<p>\u9664\u4e86\u63a7\u5236\u6d88\u8cbb\uff0c\u738b\u52ad\u4ec1\u4e5f\u5b78\u8457\u8a18\u5e33\uff0c\u900f\u904e\u8a18\u5e33\u638c\u63e1\u85aa\u6c34\u6d41\u5411\uff0c\u300c\u8a18\u5e33\u9664\u4e86\u80fd\u638c\u63e1\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u4e5f\u624d\u80fd\u8a2d\u5b9a\u7406\u8ca1\u76ee\u6a19\u300d\u3002\u300c\uff08\u7a4d\u84c4\uff09\u7d2f\u7a4d\u901f\u5ea6\u4e4b\u5feb\u9060\u9060\u8d85\u904e\u6211\u7684\u60f3\u50cf\uff0c\u624d 2 \u5e74\u5149\u9670\u5c31\u9054\u5230\u76ee\u6a19\uff0c\u5b58\u5230 100 \u842c\u4e86\uff01\u300d\u738b\u52ad\u4ec1\u56de\u61b6\u8aaa\u9053\u3002<\/p>\n<ul>\n<li>\u7aae\u5c0f\u5b50\u6522\u767e\u842c \u7121\u75db\u5132\u84c4 4 \u5fc3\u6cd5<\/li>\n<\/ul>\n<p><span style=\"color: #0000ff;\">\u5fc3\u6cd5 1\uff1a\u6d88\u8cbb\u8cfc\u7269\u524d\u591a\u60f3 5 \u5206\u9418<\/span><\/p>\n<p>\u8003\u616e\u662f\u60f3\u8981\u9084\u662f\u9700\u8981\uff0c\u6d88\u8cbb\u4e4b\u524d\u5148\u8a55\u4f30 CP \u503c<\/p>\n<p><span style=\"color: #0000ff;\">\u5fc3\u6cd5 2\uff1a\u6d3b\u7528\u4fe1\u7528\u5361\u96f6\u5229\u7387\u5206\u671f<\/span><\/p>\n<p>\u9760\u6bcf\u6708\u5e33\u55ae\u63d0\u9192\u81ea\u5df1\u5df2\u6709\u5927\u984d\u6d88\u8cbb\uff0c\u964d\u4f4e\u8cfc\u7269\u6b32<\/p>\n<p><span style=\"color: #0000ff;\">\u5fc3\u6cd5 3: \u62ff\u5230\u85aa\u6c34\u4e4b\u5f8c\u81ea\u5df1\u6263\u85aa<\/span><\/p>\n<p>\u6bcf\u6708\u9818\u5230\u85aa\u6c34\u5f8c\uff0c\u8981\u6c42\u81ea\u5df1\u5b58\u4e0b\u56fa\u5b9a\u91d1\u984d<\/p>\n<p><span style=\"color: #0000ff;\">\u5fc3\u6cd5 4\uff1a\u63d0\u9ad8\u5132\u84c4\u76ee\u6a19\u81ea\u6211\u6311\u6230<\/span><\/p>\n<p>\u8a2d\u4e0b\u9ad8\u51fa\u4e00\u9ede\u9ede\u7684\u5e74\u5ea6\u5b58\u9322\u76ee\u6a19\uff0c\u6703\u66f4\u6709\u52d5\u529b\u62da\u9054\u6a19<\/p>\n<ul>\n<li>\u5e74\u5ea6\u5132\u84c4\u9ad8\u76ee\u6a19 \u81ea\u6211\u8981\u6c42\u310d\u3127\u3125\u51fa\u9322<\/li>\n<\/ul>\n<p>\u738b\u52ad\u4ec1\u7528\u6700\u7c21\u55ae\u7684\u52a0\u6e1b\u4e58\u9664\uff0c\u5c31\u5236\u5b9a\u51fa\u6bcf\u5e74\u7684\u5e74\u5ea6\u5132\u84c4\u8a08\u756b\u3002<\/p>\n<p>\u4ed6\u5148\u5c07\u6708\u85aa\u52a0\u734e\u91d1\u7b97\u51fa\u4e00\u5e74\u6240\u5f97\uff0c\u6e1b\u53bb\u5e73\u5747\u82b1\u8cbb\uff0c\u5269\u4e0b\u7684\u5c31\u662f\u8a72\u5b58\u4e0b\u7684\u9322\u3002\u4f46\u5c31\u50cf\u62da\u696d\u7e3e\uff0c\u738b\u52ad\u4ec1\u81ea\u6211\u8981\u6c42\uff0c\u63d0\u9ad8\u5e74\u5ea6\u5132\u84c4\u76ee\u6a19\u3002\u4f8b\u5982\uff0c\u5e74\u85aa\u6263\u9664\u958b\u652f\uff0c\u9810\u4f30\u4eca\u5e74\u53ef\u5b58 54 \u842c\uff0c\u4ed6\u6703\u9032\u4e00\u6b65\u8981\u6c42\u81ea\u5df1\uff0c\u786c\u662f\u8981\u5b58\u5230 60 \u842c\u5143\u3002<\/p>\n<p>\u300c\u770b\u5230\u5b58\u6b3e\u6578\u5b57\u589e\u9577\uff0c\u6703\u6709\u8208\u596e\u611f\u300d\u3002\u738b\u52ad\u4ec1\u8aaa\u3002\u73fe\u5728\u5df2\u7d93\u6c92\u6709\u885d\u52d5\u6027\u6d88\u8cbb\uff0c\u60f3\u8981\u310d\u3127\u3125\u51fa\u591a\u9918\u7684\u9322\uff0c\u5c31\u53ea\u80fd\u9760\u7a4d\u6975\u958b\u95e2\u8ca1\u6e90\u3002\u738b\u52ad\u4ec1\u7684\u6295\u8cc7\u4e3b\u529b\u653e\u5728 A \u80a1 ETF \u4e0a\uff0c\u53ea\u8981\u6307\u6578\u8dcc\u7834 2,100 \u9ede\u5c31\u958b\u59cb\u8cb7\u9032\uff0c\u7d00\u5f8b\u6027\u7684\u6295\u8cc7\u63db\u4f86 10% \u7684\u6295\u5831\u7387\uff0c\u6210\u529f\u5c07\u5e74\u5ea6\u5132\u84c4\u76ee\u6a19\u9054\u9663\u3002<\/p>\n<ul>\n<li>\u6539\u9020\u5973\u53cb\u7406\u8ca1\u89c0 \u300c\u6708\u5149\u4ed9\u5b50\u300d\u4e5f\u5b78\u6703\u5132\u84c4<\/li>\n<\/ul>\n<p>\u63a1\u8a2a\u7576\u5929\uff0c\u738b\u52ad\u4ec1\u624d\u8ddf\u5973\u53cb\u4e00\u8d77\u901b\u5b8c\u767e\u8ca8\u5468\u5e74\u6176\uff0c\u8ac7\u8d77\u8cfc\u7269\u7d93\uff0c\u738b\u52ad\u4ec1\u53ef\u662f\u6bd4\u5a46\u5a46\u5abd\u5abd\u66f4\u7cbe\u6253\u7d30\u7b97\u3002\u4ed6\u8d81\u5468\u5e74\u6176\u8cb7\u4e86\u4e00\u53f0\u76f8\u6a5f\uff0c\u9664\u4e86\u6bd4\u50f9\u4e4b\u5916\uff0c\u738b\u52ad\u4ec1\u66f4\u6703\u8003\u91cf\u7528\u54ea\u5f35\u4fe1\u7528\u5361\u8f03\u512a\u60e0\u3002<\/p>\n<p>\u53e6\u5916\uff0c\u50cf\u9019\u7a2e\u5927\u984d\u7684\u6d88\u8cbb\uff0c\u5c31\u7b97\u81ea\u5df1\u8ca0\u64d4\u5f97\u8d77\uff0c\u738b\u52ad\u4ec1\u4ecd\u6703\u7528\u4fe1\u7528\u5361\u96f6\u5229\u7387\u5206\u671f\uff0c\u4ed6\u7b11\u8aaa\u300c\u5c31\u50cf\u80cc\u623f\u8cb8\u554a\uff01\u6709\u50b5\u5728\u8eab\u4e0a\uff0c\u7e3d\u662f\u6703\u6bd4\u8f03\u7701\u3002\u300d\u738b\u52ad\u4ec1\u5c31\u662f\u900f\u904e\u300c\u80cc\u50b5\u300d\u7684\u6982\u5ff5\uff0c\u964d\u4f4e\u885d\u52d5\u6d88\u8cbb\u7684\u6b32\u671b\u3002<\/p>\n<blockquote>\n<p>\u300c\u7576\u521d\u5973\u53cb\u8aaa\u81ea\u5df1\u662f\u6708\u5149\u65cf\u6642\uff0c\u8b93\u6211\u4e00\u5ea6\u8208\u8d77\u4e0d\u8981\u5728\u4e00\u8d77\u4e86\u7684\u5ff5\u982d\u3002\u300d\u738b\u52ad\u4ec1\u534a\u958b\u73a9\u7b11\u7684\u8aaa\u9053\u3002\u81ea\u5df1\u7cbe\u6253\u7d30\u7b97\uff0c\u5973\u53cb\u537b\u662f\u60f3\u82b1\u5c31\u82b1\u7684\u6708\u5149\u65cf\uff0c\u738b\u52ad\u4ec1\u8aaa\uff0c\u525b\u4ea4\u5f80\u6642\uff0c\u7e3d\u6703\u70ba\u300c\u9322\u300d\u5435\u67b6\u3002<\/p>\n<\/blockquote>\n<p>\u4ed6\u5728\u676d\u5dde\u4e0a\u73ed\uff0c\u5973\u53cb\u5728\u4e0a\u6d77\u5de5\u4f5c\uff0c\u6bcf\u5468\u5973\u53cb\u90fd\u6703\u53bb\u676d\u5dde\u627e\u4ed6\uff0c\u4e0a\u6d77\u5230\u676d\u5dde\u7684\u9ad8\u9435\u7968\u8981\u4eba\u6c11\u5e63 77.5 \u5143\uff08\u7d04\u5408\u53f0\u5e63 390 \u5143\uff09\uff0c\u52d5\u8eca\u53ea\u8981 48.5 \u5143\uff08\u7d04\u5408\u53f0\u5e63 245 \u5143\uff09\uff0c\u5169\u8005\u901a\u52e4\u6642\u9593\u53ea\u5dee 17 \u5206\u9418\u3002\u5973\u53cb\u5be7\u9858\u591a\u82b1 145 \u5143\u4e5f\u60f3\u642d\u901f\u5ea6\u8f03\u5feb\u7684\u9ad8\u9435\u3002\u9019\u6642\u738b\u52ad\u4ec1\u5c31\u6703\u5b89\u64ab\u5973\u53cb\u8aaa\uff0c\u300c\u53ea\u5dee\u5e7e\u5206\u9418\uff0c\u7968\u50f9\u537b\u5dee\u4e86 145 \u5143\uff0c\u5012\u4e0d\u5982\u628a\u9322\u62ff\u53bb\u5403\u597d\u6599\u300d\u3002<\/p>\n<p>\u4e00\u958b\u59cb\uff0c\u5973\u53cb\u4e5f\u89ba\u5f97\u4ed6\u5c0f\u5bb6\u5b50\u6c23\uff0c\u4f46\u4e45\u800c\u4e45\u4e4b\u8eab\u908a\u5f77\u5f7f\u591a\u4e86\u4f4d\u7406\u8ca1\u5c0e\u5e2b\uff0c\u7adf\u88ab\u6f5b\u79fb\u9ed8\u5316\uff0c\u53cd\u800c\u6703\u81ea\u5df1\u958b\u59cb\u6bd4\u50f9\u3001\u8a18\u5e33\uff0c\u4e86\u89e3\u7701\u4e0b\u4f86\u7684\u6bcf\u5206\u9322\u662f\u672a\u96e8\u7da2\u7e46\uff0c\u4ee5\u5099\u4e0d\u6642\u4e4b\u9700\u3002<\/p>\n<p>\u300c\u5c0d\u65bc 30 \u6b72\u5b58\u5230 100 \u842c\u7b97\u610f\u5916\uff0c\u4f46\u4e5f\u662f\u56e0\u70ba\u6709\u4e86 100 \u842c\u5f8c\uff0c\u624d\u5c0d\u7406\u8ca1\u66f4\u6709\u52d5\u529b\u300d\u738b\u52ad\u4ec1\u8aaa\u3002\u4ee5\u524d\u60f3\u6295\u8cc7\u537b\u6c92\u672c\u91d1\uff0c\u614b\u5ea6\u8f03\u6563\u6f2b\u3002\u4f46\u6709\u4e86\u4e00\u6876\u91d1\u5f8c\uff0c\u4ed6\u958b\u59cb\u95dc\u6ce8\u8ca1\u7d93\u65b0\u805e\uff0c\u5c0d\u5132\u84c4\u7406\u8ca1\u5927\u8a08\u4e5f\u66f4\u6709\u4f01\u5716\u5fc3\uff0c\u73fe\u5728 33 \u6b72\u7684\u738b\u52ad\u4ec1\u5b58\u5230\u903e 200 \u842c\u7684\u8cc7\u7522\uff0c\u4e0b\u4e00\u6b65\u5e0c\u671b\u53ef\u4ee5\u8ddf\u5973\u53cb\u4e00\u8d77\u52aa\u529b\uff0c\u5b58\u5230\u6210\u5bb6\u7f6e\u7522\u7684\u57fa\u91d1\u3002<\/p>\n<p><strong>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/strong><a href=\"\/\/buzzorange.com\/2014\/12\/02\/the-young-cannot-save-money\/?utm_source=relatedboc\" target=\"_blank\" 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