{"id":16236,"date":"2015-03-18T01:16:10","date_gmt":"2015-03-17T17:16:10","guid":{"rendered":"http:\/\/buzzorange.com\/citiorange\/2015\/03\/18\/as-a-charity-fundation-how-to-invest\/"},"modified":"2015-03-18T01:16:10","modified_gmt":"2015-03-17T17:16:10","slug":"as-a-charity-fundation-how-to-invest","status":"publish","type":"post","link":"https:\/\/buzzorange.com\/citiorange\/2015\/03\/18\/as-a-charity-fundation-how-to-invest\/","title":{"rendered":"\u300c\u5927\u7d44\u7e54\u96e3\u514d\u4e0d\u5b8c\u7f8e\u300d\uff1f\u8b93\u5168\u7403\u6700\u5927\u7684\u6bd4\u723e\u84cb\u8332\u57fa\u91d1\u6703\u6559\u6148\u6fdf\u600e\u9ebc\u516c\u958b\u900f\u660e"},"content":{"rendered":"<p class=\"p1\"><a href=\"\/\/buzzorange.com\/wp-content\/uploads\/2015\/03\/61938659_9468d076c0_z.jpg\"><img loading=\"lazy\" class=\" wp-image-29342 aligncenter\" src=\"\/\/buzzorange.com\/wp-content\/uploads\/2015\/03\/61938659_9468d076c0_z.jpg\" alt=\"61938659_9468d076c0_z\" width=\"592\" height=\"389\" \/><\/a><\/p>\n<p class=\"p1\">\u4f5c\u8005\uff1a\u674e\u67cf\u92d2<\/p>\n<p class=\"p1\"><span class=\"s1\">\u6148\u5584\u57fa\u91d1\u6703\u53ef\u4e0d\u53ef\u4ee5\u6295\u8cc7\uff1f\u7576\u7136\u53ef\u4ee5\uff0c\u4f46\u662f\u6709\u500b\u524d\u63d0\uff1a\u9019\u7b46\u9322\u7684\u6350\u8d08\u8005\u8981\u77e5\u9053\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><span style=\"color: #ff6600\">\u5982\u679c\u9019\u7b46\u9322\u7684\u6350\u8d08\u8005\u8a8d\u70ba\u4ed6\u6350\u7684\u9322\u662f\u8981\u76f4\u63a5\u62ff\u53bb\u5e6b\u52a9\u4eba\u7684\uff0c\u90a3\u5c31\u4e0d\u61c9\u8a72\u62ff\u53bb\u6295\u8cc7\u3002<\/span>\u5982\u679c\u9019\u7b46\u9322\u7684\u6350\u8d08\u8005\u8a8d\u70ba\u4ed6\u6350\u7684\u9322\u53ef\u4ee5\u900f\u904e\u6295\u8cc7\u8b8a\u5f97\u66f4\u591a\uff0c\u56e0\u6b64\u800c\u6709\u6a5f\u6703\u5e6b\u52a9\u66f4\u591a\u7684\u4eba\uff0c\u90a3\u6148\u5584\u6350\u6b3e\u62ff\u4f86\u9032\u884c\u6295\u8cc7\u7576\u7136\u662f\u5f88\u5408\u7406\u7684\u3002\u800c\u5728\u4e00\u500b\u5c08\u6b3e\u5c08\u7528\u7684\u57fa\u91d1\u6703\u88e1\u9762\uff0c\u9019\u5169\u8005\u4e0d\u61c9\u8a72\u6709\u4efb\u4f55\u6a21\u7cca\u5730\u5e36\u624d\u5c0d\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u6700\u8fd1\u6148\u6fdf\u6240\u5f15\u767c\u7684\u722d\u8b70\u5176\u5be6\u4e5f\u5305\u542b\u4e86\u9019\u4e00\u9805\uff1a\u6148\u5584\u57fa\u91d1\u6703\u5230\u5e95\u61c9\u4e0d\u61c9\u8a72\u6295\u8cc7\uff1f<\/span><\/p>\n<p class=\"p3\"><span class=\"s2\">\u6211\u5011\u63db\u500b\u89d2\u5ea6\u4f86\u770b\u770b\u7f8e\u570b\u7684\u57fa\u91d1\u6703\u600e\u9ebc\u505a\u7684\uff1f\u5c31\u4ee5\u4e16\u754c\u9996\u5bcc\u6bd4\u723e\u84cb\u8332\u8207\u4ed6\u592b\u4eba\u7684\u806f\u540d\u6148\u5584\u57fa\u91d1\u6703\u70ba\u4f8b\uff0c\u4ed6\u5011\u5728<a href=\"\/\/www.gatesfoundation.org\/zh\/Who-We-Are\/General-Information\/Financials\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u5b98\u65b9\u7db2\u7ad9<\/span><\/a>\u4e0a\u5c31\u5f88\u6e05\u695a\u7684\u653e\u4e86\u6240\u6709\u7684\u8cc7\u6599\uff0c\u800c\u4e14<span style=\"color: #ff6600\">\u6709\u4e94\u500b\u8a9e\u8a00<\/span>\uff0c\u9019\u662f\u4e2d\u6587\u7248\uff1a<\/span><\/p>\n<p class=\"p3\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/2.bp.blogspot.com\/-mBTDaeqWKvo\/VQb3szE3gkI\/AAAAAAAAwmc\/YY4Wjq2ZURk\/s1600\/2015-03-16_233235.png\" alt=\"\" width=\"570\" height=\"533\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">2012 \u5e74\uff0c\u5148\u7d66\u4f60\u4e00\u500b\u8b80\u8005\u6307\u5357\uff0c\u70ba\u4ec0\u9ebc\u5462\uff1f\u56e0\u70ba\u4f60\u53ef\u80fd\u770b\u4e0d\u61c2\u8ca1\u52d9\u5831\u544a\u6216\u662f\u7d0d\u7a05\u7533\u5831\u55ae\uff0c\u4f46\u662f<b>\u4f60\u8eab\u70ba\u4e00\u500b\u6350\u8d08\u8005\uff0c\u5176\u5be6\u662f\u6709\u7fa9\u52d9\u8981\u8ca0\u8d77\u76e3\u7763\u5584\u6b3e\u4f55\u53bb\u4f55\u5f9e\u7684\u8cac\u4efb\uff0c\u90a3\u9ebc\u5b78\u6703\u600e\u9ebc\u770b\u9019\u4e9b\u6587\u4ef6\u5c31\u662f\u7b2c\u4e00\u6b65\uff0c\u6240\u4ee5<span style=\"color: #ff6600\">\u57fa\u91d1\u6703\u7b2c\u4e00\u4efd\u6587\u4ef6\u4e0d\u662f\u5225\u7684\uff0c\u662f\u6559\u4f60\u600e\u9ebc\u770b\u9019\u4e9b\u6587\u4ef6\u3002<\/span><\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u76f8\u5c0d\u4f86\u8aaa\uff0c\u570b\u5167\u4e00\u4e9b\u6148\u5584\u5718\u9ad4\uff0c\u4e0d\u4f46\u4ee5\u300c\u5408\u6cd5\u300d\u70ba\u7531\u4e0d\u80af\u516c\u5e03\u8ca1\u5831\uff0c\u751a\u81f3\u9084\u8a66\u5716\u6d17\u8166\u6c11\u773e\u8aaa\uff0c\u8ca1\u5831\u4e00\u5b9a\u8981\u300c\u5c08\u696d\u6703\u8a08\u300d\u624d\u770b\u5f97\u61c2\uff0c\u4e00\u822c\u4eba\u770b\u4e0d\u61c2\u53ea\u6703\u554f\u51fa\u8822\u554f\u984c\uff0c\u9b27\u7b11\u8a71\u751a\u81f3\u9020\u6210\u6148\u5584\u6a5f\u69cb\u7684\u884c\u653f\u8ca0\u64d4\u3002\u8001\u5be6\u8aaa\uff0c\u9019\u4e9b\u8aaa\u6cd5\u90fd\u5fc3\u614b\u53ef\u8b70\uff0c<b>\u516c\u958b\u3001\u900f\u660e\u662f\u6148\u5584\u6a5f\u69cb\u7684\u57fa\u672c\uff0c\u505a\u4e0d\u5230\u5176\u5be6\u6839\u672c\u5c31\u6c92\u8cc7\u683c\u7a31\u70ba\u6148\u5584\u6a5f\u69cb\u3002<\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u63a5\u4e0b\u4f86\uff0c\u9084\u6709\u5e7e\u4efd\u6587\u4ef6\uff0c\u5206\u70ba\u57fa\u91d1\u6703\u548c\u4fe1\u8a17\u57fa\u91d1\uff0c\u4fe1\u8a17\u57fa\u91d1\u6703\u591a\u4e00\u4efd\u514d\u7a05\u7d44\u7e54\u71df\u696d\u6240\u5f97\u7a05\u7684\u7d0d\u7a05\u7533\u5831\u55ae\u3002\u9019\u908a\u6211\u53ea\u5f37\u8abf\u4e00\u500b\u91cd\u9ede\uff1a<span style=\"color: #ff6600\"><b>\u6240\u8b02\u7684\u516c\u958b\u900f\u660e\uff0c\u4e0d\u53ea\u6709\u516c\u5e03\u300c\u901a\u904e\u5be9\u8a08\u300d\u7684\u8ca1\u52d9\u5831\u8868\uff0c\u9084\u5305\u542b\u5831\u7a05\u8cc7\u6599\u3002<\/b><\/span><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u4ec0\u9ebc\u53eb\u505a\u8ca1\u52d9\u5831\u8868\uff1f\u81f3\u5c11\u5305\u542b\u4e09\u9805\uff0c\u4ee5\u300c\u6bd4\u723e\u53ca\u6885\u7433\u9054\u2022\u84cb\u8328\u57fa\u91d1\u6703\u300d\u70ba\u4f8b\uff1a<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\" style=\"color: #800000\">1. \u8cc7\u7522\u8ca0\u50b5\u8868\uff08Statements of Financial Position\uff09\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/1.bp.blogspot.com\/-UpRWvA5sn1A\/VQb6l1WSthI\/AAAAAAAAwmo\/aPL5JfhiUPY\/s1600\/2015-03-16_234519.png\" alt=\"\" width=\"583\" height=\"462\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\" style=\"color: #800000\">2. \u71df\u904b\u6d3b\u52d5\u8868\uff08Statements of Activities\uff0c\u975e\u71df\u5229\u6a5f\u69cb\u7528\uff0c\u985e\u4f3c\u4e00\u822c\u4f01\u696d\u7684\u640d\u76ca\u8868\uff09\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/2.bp.blogspot.com\/-tajeGGhRlgU\/VQb8QcSwtfI\/AAAAAAAAwm0\/-PSDHXOsDSc\/s1600\/2015-03-16_235225.png\" alt=\"\" width=\"589\" height=\"395\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\" style=\"color: #800000\">3. \u73fe\u91d1\u6d41\u91cf\u8868\uff08Statements of Cash Flows\uff09\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/3.bp.blogspot.com\/-Lw1b2PlQje0\/VQb8eJIdVwI\/AAAAAAAAwm8\/xCRjJPfqHsE\/s1600\/2015-03-16_235319.png\" alt=\"\" width=\"589\" height=\"530\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u9019\u4e09\u5927\u5831\u8868\u5f8c\u9762\u90fd\u6703\u9644\u8a3b\u4e00\u53e5\uff1a\u300cSee accompanying notes to financial statements.\u300d\u4e5f\u5c31\u8868\u793a\u8ca1\u5831\u4e26\u4e0d\u50c5\u5982\u6b64\uff0c\u9084\u6709\u5176\u4ed6\u7684\u9644\u8a3b\u8ca1\u52d9\u8cc7\u8a0a\u3002\u50cf\u662f\u9019\u6a23<b>\u5b8c\u6574\u7684\u8ca1\u52d9\u5831\u8868\uff0c\u7d55\u5c0d\u4e0d\u662f\u4e00\u5f35\u7c21\u55ae\u7684\u6536\u652f\u5831\u8868\u5c31\u80fd\u53d6\u4ee3\u7684\uff0c<\/b>\u50cf\u662f\u6148\u6fdf\u904e\u53bb\u53ea\u516c\u5e03\u9019\u6a23\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/2.bp.blogspot.com\/-WDDVCHDEFAk\/VEBbKASs3dI\/AAAAAAAAto8\/Rm41Si1FTEc\/s1600\/2014-10-16_010309.jpg\" alt=\"\" width=\"597\" height=\"354\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u597d\u7684\uff0c\u90a3\u9ebc\u5230\u5e95\u6709\u6c92\u6709\u6295\u8cc7\uff1f\u6709\uff0c\u9019\u662f\u300c\u6bd4\u723e\u53ca\u6885\u7433\u9054\u2022\u84cb\u8328\u57fa\u91d1\u6703\u300d\u8ca1\u52d9\u5831\u8868\u7684\u4e00\u90e8\u5206\u9644\u8a3b\u8cc7\u8a0a\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/3.bp.blogspot.com\/-EhHa7RYUBw4\/VQb-u7-fCCI\/AAAAAAAAwnI\/VdGv8MMZ_hU\/s1600\/2015-03-17_000212.png\" alt=\"\" width=\"577\" height=\"419\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u5176\u5be6\u53ef\u4ee5\u770b\u5230\u8ca1\u52d9\u5831\u544a\u4e2d\u4e26\u6c92\u6709\u8a73\u7d30\u6301\u80a1\u8cc7\u6599\uff0c\u6700\u6e05\u695a\u7684\u53ea\u6709\u5df4\u83f2\u7279\u6350\u7d66\u300c\u6bd4\u723e\u53ca\u6885\u7433\u9054\u2022\u84cb\u8328\u57fa\u91d1\u6703\u300d\u7684\u6ce2\u514b\u590f\uff08\u5982\u4e0a\u5716\uff0c\u6709 78 \u5104\u7f8e\u5143\uff09\uff0c\u5176\u9918\u7684\u5c31\u53ea\u6709\u5206\u985e\u80a1\u9032\u884c\u7e3d\u8a08\u3002\u9019\u6a23\u4e00\u4f86\u4e0d\u5c31\u5b8c\u5168\u4e0d\u900f\u660e\u3001\u4e0d\u516c\u958b\u4e86\u55ce\uff1f<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u6240\u4ee5\uff0c\u6211\u525b\u525b\u6709\u8aaa\u904e\uff0c\u56e0\u70ba\u5f88\u91cd\u8981\u6240\u4ee5\u518d\u8aaa\u4e00\u6b21\uff1a<b>\u6240\u8b02\u7684\u516c\u958b\u900f\u660e\uff0c\u4e0d\u53ea\u6709\u516c\u5e03\u300c\u901a\u904e\u5be9\u8a08\u300d\u7684\u8ca1\u52d9\u5831\u8868\uff0c\u9084\u5305\u542b\u5831\u7a05\u8cc7\u6599\u3002<\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u57fa\u91d1\u6703\u56e0\u70ba\u4ea4\u6613\u6709\u50f9\u8b49\u5238\uff08\u666e\u901a\u80a1\u3001\u512a\u5148\u80a1\u3001\u5171\u540c\u57fa\u91d1\u3001\u516c\u50b5\u3001\u516c\u53f8\u50b5\u7b49\u7b49&#8230;\uff09\uff0c\u6703\u6709\u7a05\u52d9\u554f\u984c\uff0c\u56e0\u6b64\u5c31\u6703\u6709\u5831\u7a05\u8cc7\u6599\uff0c\u800c\u9019\u4e9b\u5831\u7a05\u8cc7\u6599\u5c31\u80fd\u770b\u5230\u8a73\u7d30\u7684\u6301\u80a1\u6e05\u55ae\uff0c\u5982\u7b2c\u4e00\u5f35\u5716\uff0c\u9019\u7a2e\u5831\u7a05\u8cc7\u6599\u7684\u6587\u4ef6\u7a31\u70ba Form 990\uff0c\u9019\u5c31\u662f\u300c\u6bd4\u723e\u53ca\u6885\u7433\u9054\u2022\u84cb\u8328\u57fa\u91d1\u6703\u300d\u7684\u4fe1\u8a17\u57fa\u91d1\u5831\u7a05\u8cc7\u6599\u63ed\u9732\u7684\u6301\u80a1\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/4.bp.blogspot.com\/-v4Jrh2Sh7QY\/VQcCukx5T_I\/AAAAAAAAwnU\/HqWa-fDh60M\/s1600\/2015-03-17_002004.png\" alt=\"\" width=\"580\" height=\"417\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u8981\u8aaa\u4e09\u6b21\uff1a<span style=\"color: #ff6600\"><b>\u6240\u8b02\u7684\u516c\u958b\u900f\u660e\uff0c\u4e0d\u53ea\u6709\u516c\u5e03\u300c\u901a\u904e\u5be9\u8a08\u300d\u7684\u8ca1\u52d9\u5831\u8868\uff0c\u9084\u5305\u542b\u5831\u7a05\u8cc7\u6599\u3002<\/b><\/span><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\" style=\"color: #333333\">\u6211\u5011\u56de\u904e\u982d\u4f86\u770b\u770b\u6148\u6fdf\uff0c\u5728<a style=\"color: #333333\" href=\"\/\/www.tzuchi.org.sg\/eng\/index.php?option=com_content&amp;view=article&amp;id=599&amp;Itemid=495\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u65b0\u52a0\u5761<\/span><\/a>\u6709\u516c\u5e03\u8ca1\u52d9\u5831\u544a\uff08Financial Statement\uff09\u548c\u5e74\u5ea6\u5831\u544a\uff08Annual Report\uff09\uff0c\u5728<a style=\"color: #333333\" href=\"\/\/www.us.tzuchi.org\/us\/en\/index.php?option=com_content&amp;view=article&amp;id=1257&amp;Itemid=388&amp;lang=en\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u7f8e\u570b<\/span><\/a>\u5247\u53ea\u6709\u516c\u5e03\u5e74\u5ea6\u5831\u544a\u4ee5\u53ca\u8ca1\u52d9\u6458\u8981\uff08Financial Highlights\uff09\uff0c\u5728<a style=\"color: #333333\" href=\"\/\/www2.tzuchi.org.tw\/report\/html\/annual.htm\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u53f0\u7063<\/span><\/a>\u4e5f\u53ea\u6709\u5e74\u5ea6\u5831\u544a\u548c\u4e0a\u9762\u63d0\u5230\u7684\u6536\u652f\u5831\u8868\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\" style=\"color: #333333\">\u4e0d\u904e\uff0c\u5728\u7db2\u8def\u4e0a\u53ef\u4ee5\u67e5\u5230<a style=\"color: #333333\" href=\"\/\/www.eri-nonprofit-salaries.com\/index.cfm\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">Economic Research Institute<\/span><\/a>\u7684 Form 990 \u8cc7\u6599\u5eab\u4e2d\uff0c\u6709\u6148\u6fdf\u7684\u5831\u7a05\u8cc7\u8a0a\uff0c\u7f8e\u570b\u7684\u6148\u6fdf\u9084\u5206\u70ba\u6559\u80b2\u57fa\u91d1\u6703\u3001\u91ab\u7642\u57fa\u91d1\u6703\uff0c\u4e0d\u904e\u9019\u6b21\u4e3b\u8981\u770b\u6148\u6fdf\u57fa\u91d1\u6703\uff08BUDDHIST TZU CHI FOUNDATION\uff09\uff1a<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/3.bp.blogspot.com\/-JF4Hj-bdNas\/VQcGDPY54OI\/AAAAAAAAwng\/_qt-FEhRPxk\/s1600\/2015-03-17_003408.png\" alt=\"\" width=\"573\" height=\"416\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u5f88\u907a\u61be\u7684\uff0c\u53ea\u6709 2003-2005 \u5e74\u7684\u8cc7\u6599\uff0c\u800c\u8cc7\u7522\u9010\u5e74\u589e\u52a0\uff0c\u770b\u8d77\u4f86\u60c5\u6cc1\u9084\u4e0d\u932f\u3002<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/1.bp.blogspot.com\/-Xu7-DLwSSWU\/VQcGpqmsAuI\/AAAAAAAAwno\/8vWHtG6kxpw\/s1600\/2015-03-17_003641.png\" alt=\"\" width=\"554\" height=\"282\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u4e0d\u904e\u4e00\u770b\u6301\u80a1\u7684\u9032\u51fa\u60c5\u6cc1\uff0c\u53cd\u800c\u8b93\u6211\u611f\u5230\u4e0d\u89e3\uff0c<b>\u6148\u6fdf\u662f\u4e00\u500b\u4f5b\u6559\u70ba\u57fa\u790e\u7684\u6148\u5584\u5718\u9ad4\uff0c\u5982\u679c\u8aaa\u6295\u8cc7\u8b93\u8cc7\u91d1\u53ef\u4ee5\u589e\u9577\uff0c\u6709\u5229\u65bc\u5f9e\u4e8b\u66f4\u591a\u6148\u5584\u5de5\u4f5c\uff0c\u90a3\u4e5f\u7121\u53ef\u539a\u975e\uff0c\u4f46\u662f\u57fa\u65bc\u4f5b\u6559\u6212\u5f8b\uff0c\u7406\u61c9\u4e0d\u8a72\u6295\u8cc7\u83f8\u9152\u516c\u53f8\uff0c\u4e0d\u662f\u55ce\uff1f\u800c\u57fa\u65bc\u6148\u60b2\u7cbe\u795e\uff0c\u7406\u61c9\u4e0d\u8a72\u6295\u8cc7\u8ecd\u706b\u6b66\u5668\u88fd\u9020\u5546\u4e0d\u662f\u55ce\uff1f\u800c\u6148\u6fdf\u628a\u74b0\u4fdd\u7576\u6210\u81ea\u5df1\u7684\u56db\u5927\u5fd7\u696d\u4e4b\u4e00\uff0c\u5982\u679c\u53bb\u6295\u8cc7\u5c0d\u74b0\u5883\u9020\u6210\u6c61\u67d3\u4e26\u4e14\u52a0\u91cd\u5730\u7403\u6696\u5316\u7684\u77f3\u6cb9\u516c\u53f8\uff0c\u6703\u4e0d\u6703\u4e0d\u6070\u7576\u5462\uff1f<\/b>\u53ef\u662f\u9019\u537b\u662f\u6148\u6fdf\u6301\u80a1\u7684\u4e00\u90e8\u5206\uff08\u51fa\u8655\u7686\u4f86\u81ea 2003-2005 \u7684 Form 990\uff09\uff1a<\/span><\/p>\n<blockquote>\n<p class=\"p1\"><span class=\"s1\">1. \u82f1\u570b\u77f3\u6cb9\uff08\u58a8\u897f\u54e5\u7063\u6f0f\u6cb9\u4e8b\u4ef6\u4e3b\u89d2\uff09<br \/>\n<\/span>2. \u5eb7\u83f2\u77f3\u6cb9\uff08\u8207\u4e2d\u6d77\u6cb9\u516c\u53f8\u540c\u70ba\u6e24\u6d77\u7063\u84ec\u840a 19-3 \u6f0f\u6cb9\u4e8b\u4ef6\u4e3b\u89d2\uff09<br \/>\n3. \u96ea\u4f5b\u9f8d\u77f3\u6cb9\uff08\u5df4\u897f\u6f0f\u6cb9\u4e8b\u4ef6\u4e3b\u89d2\uff09<br \/>\n4. \u827e\u514b\u68ee\u77f3\u6cb9\uff08\u5168\u7403\u6700\u5927\u77f3\u6cb9\u516c\u53f8\uff0c\u963f\u62c9\u65af\u52a0\u6f0f\u6cb9\u4e8b\u4ef6\u4e3b\u89d2\uff09<br \/>\n5. \u5b5f\u5c71\u90fd\uff08\u57fa\u56e0\u6539\u9020\u751f\u6280\u516c\u53f8\uff0c\u5168\u7403\u8fb2\u7522\u54c1\u7a2e\u5b50\u58df\u65b7\u4f9b\u61c9\u5546\uff09<br \/>\n6. \u6c83\u723e\u746a\uff08\u7f8e\u570b\u8457\u540d\u8840\u6c57\u8ce3\u5834\uff09<br \/>\n7. \u5967\u99b3\u4e9e\uff08\u5168\u7403\u6700\u5927\u83f8\u9152\u516c\u53f8\uff09<br \/>\n8. \u6ce2\u97f3\uff08\u5168\u7403\u6700\u5927\u8ecd\u706b\u5546\uff09<\/p>\n<\/blockquote>\n<p class=\"p1\"><span class=\"s1\">\u4ee5\u4e0b\u9019\u662f\u7da0\u8272\u548c\u5e73\u5411\u6a02\u9ad8\u7a4d\u6728\u516c\u53f8\u6297\u8b70\u8ddf\u6bbc\u724c\u77f3\u6cb9\u516c\u53f8\u5408\u4f5c\u7684\u5f71\u7247\uff0c\u6700\u5f8c\u8b93\u6a02\u9ad8\u7d42\u6b62\u4e86\u5c07\u8fd1\u534a\u4e16\u7d00\u7684\u5408\u4f5c\uff0c\u4e26\u4e14\u627f\u8afe\u4e0d\u518d\u4f7f\u7528\u77f3\u6cb9\u7522\u54c1\u4f86\u505a\u7a4d\u6728\uff1a<\/span><\/p>\n<div class=\"atbs-ceris-responsive-video\"><iframe loading=\"lazy\" title=\"LEGO: Everything is NOT awesome.\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/qhbliUq0_r4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div>\n<p class=\"p4\">\u9019\u5c31\u662f\u4e00\u500b\u4f01\u696d\u7684\u793e\u6703\u8cac\u4efb\uff0c\u4f60\u5373\u4f7f\u8981\u6295\u8cc7\uff0c\u4e5f\u53ef\u4ee5\u9078\u64c7\u6295\u8cc7\u4e00\u500b\u4f60\u5728\u9053\u5fb7\u4e0a\u53ef\u4ee5\u63a5\u53d7\u7684\u516c\u53f8\uff0c\u671f\u8a31\u81ea\u5df1\u6295\u8cc7\u7684\u4f01\u696d\u4e0d\u6703\u5f71\u97ff\u5730\u7403\u4e0a\u751f\u547d\u7684\u6c38\u7e8c\u751f\u5b58\u3002<\/p>\n<p class=\"p1\"><span class=\"s1\">\u7684\u78ba\uff0c\u5728\u6295\u8cc7\u4e0a\uff0c\u4e0a\u9762\u9019\u4e9b\u516c\u53f8\u53ef\u80fd\u90fd\u662f\u4e0d\u932f\u7684\u6a19\u7684\uff0c\u53f0\u7063\u80a1\u6c11\u7fd2\u6163\u8cb7\u300c\u5b9a\u5b58\u80a1\u300d\uff0c\u5728\u7f8e\u80a1\u5e02\u5834\u5247\u6709\u4e00\u500b\u540d\u5b57\u53eb\u505a\u300c\u5b64\u5152\u5be1\u6bcd\u80a1\u300d\uff0c\u50cf\u662f\u8ecd\u706b\u3001\u77f3\u6cb9\u985e\u80a1\u90fd\u662f\u9019\u7a2e\u80a1\u7968\u7684\u91cd\u8981\u6210\u54e1\u3002\u5225\u8aa4\u6703\uff0c\u4e0d\u662f\u9019\u4e9b\u516c\u53f8\u7279\u5225\u5bb9\u6613\u7522\u751f\u5b64\u5152\u5be1\u6bcd\uff08\u96d6\u7136\u9019\u4e5f\u8a31\u662f\u4e8b\u5be6\uff09\uff0c\u800c\u662f\u9019\u4e9b\u516c\u53f8\u7a69\u5b9a\u7372\u5229\u53c8\u6709\u4e0d\u932f\u7684\u914d\u606f\uff0c\u5f88\u9069\u5408\u5b64\u5152\u5be1\u6bcd\u9577\u671f\u6301\u6709\u4f86\u9818\u53d6\u914d\u606f\u7576\u751f\u6d3b\u8cbb\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u4f46\u662f\uff0c\u5728\u6295\u8cc7\u4e0a\u4e5f\u6709\u4e00\u500b\u300c\u90aa\u60e1\u57fa\u91d1\uff08Vice Fund\uff09\u300d\u540d\u7a31\uff0c\u751a\u81f3\u771f\u7684\u6210\u7acb\u4e86<a href=\"\/\/finance.yahoo.com\/q\/hl?s=VICEX+Holdings\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u5171\u540c\u57fa\u91d1<\/span><\/a>\uff0c\u5c08\u9580\u6295\u8cc7\u5728\u83f8\u3001\u9152\u3001\u8ecd\u706b\u3001\u8ced\u535a\u7522\u696d\uff0c\u9019\u4e9b\u5728\u9053\u5fb7\u4e0a\u53ef\u80fd\u6709\u4eba\u7121\u6cd5\u63a5\u53d7\u7684\u516c\u53f8\uff0c\u6709\u6642\u5019\u537b\u6709\u5f88\u597d\u7684\u5831\u916c\u3002\u83ef\u723e\u8857\u65e5\u5831\u6700\u8fd1\u7684<a href=\"\/\/blogs.wsj.com\/moneybeat\/2015\/02\/13\/sin-vestors-can-reap-smoking-hot-returns\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u4e00\u7bc7\u6587\u7ae0<\/span><\/a>\uff0c\u6b63\u5f0f\u9f0e\u9f0e\u5927\u540d\u7684 JASON ZWEIG \u6240\u5beb\u7684\uff0c\u5c31\u63d0\u5230\u4e86\u90aa\u60e1\u57fa\u91d1\u904e\u53bb\u5341\u5e74\u6709\u5e74\u5316 8.3% \u7684\u7e3e\u6548\uff0c\u4f46\u662f S&amp;P 500 \u53ea\u6709 7.9% \u7684\u7e3e\u6548\uff0c\u800c\u300c\u6709\u9053\u5fb7\u300d\u7684\u793e\u6703\u8cac\u4efb\u6307\u6578\u57fa\u91d1\u5247\u53ea\u6709 7.2% \u7684\u7e3e\u6548\u3002\u4f7f\u58de\u4e5f\u8a31\u6bd4\u8f03\u8cfa\u9322\uff1f\u5728\u904e\u53bb\u7684 115 \u5e74\uff0c\u7f8e\u570b\u7684\u7159\u8349\u80a1\u6709 14.6% \u7684\u5e74\u5316\u5831\u916c\u7387\uff0c\u800c S&amp;P 500 \u6307\u6578\u624d\u53ea\u6709 9.6%\u3002<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/2.bp.blogspot.com\/-CdQcfZimH5A\/VQcUnuCjROI\/AAAAAAAAwn4\/fOhDrkNugRw\/s1600\/2015-03-17_013551.png\" alt=\"\" width=\"441\" height=\"592\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\"><b><span style=\"color: #ff6600\">\u9019\u662f\u7d14\u7cb9\u7684\u793e\u6703\u89c0\u611f\u554f\u984c\uff0c\u4e00\u500b\u8def\u4eba\u7532\u53bb\u6295\u8cc7\u9019\u4e9b\u516c\u53f8\u4e00\u9ede\u4e8b\u60c5\u90fd\u6c92\u6709\uff0c\u4f46\u662f\u6148\u6fdf\u505a\u9019\u4e9b\u6295\u8cc7\u537b\u53ef\u80fd\u5f9e\u4e00\u500b charity foundation \u8b8a\u6210\u4e00\u500b sin-vestors\u3002<\/span>\u5c31\u50cf\u662f\u4e00\u822c\u4eba\u6703\u5403\u8c6c\u8089\u3001\u96de\u8089\uff0c\u4f46\u662f\u6148\u6fdf\u7684\u51fa\u5bb6\u4eba\u53ef\u4ee5\u62ff\u9322\u53bb\u6295\u8cc7\u4e00\u5bb6\u5c60\u5bb0\u5834\u55ce\uff1f\u4e00\u822c\u4eba\u6703\u958b\u8eca\u3001\u62bd\u7159\u3001\u559d\u9152\uff0c\u4f46\u662f\u6148\u6fdf\u61c9\u8a72\u53bb\u6295\u8cc7\u77f3\u6cb9\u516c\u53f8\u3001\u83f8\u9152\u88fd\u9020\u5546\u55ce\uff1f<\/b>\u7f8e\u570b\u6148\u6fdf\u5728\u6295\u8cc7\u7684\u6642\u5019\uff0c\u662f\u4e0d\u662f\u61c9\u8a72\u66f4\u8b39\u614e\u4e00\u9ede\uff0c\u4e0d\u8981\u53bb\u6295\u8cc7\u9019\u4e9b\u8ddf\u81ea\u5df1\u7d44\u7e54\u7406\u5ff5\u76f8\u9055\u80cc\u7684\u516c\u53f8\uff1f\u6216\u8a31\u57fa\u91d1\u6703\u7684\u9ad8\u5c64\u4e26\u4e0d\u600e\u9ebc\u6e05\u695a\uff0c\u6216\u8a31\u64cd\u4f5c\u6295\u8cc7\u7684\u4eba\u4e26\u6c92\u6709\u53bb\u7559\u610f\u9019\u4e9b\u7d30\u7bc0\uff0c\u53ea\u60f3\u8aaa\u9019\u4e9b\u516c\u53f8\u8868\u73fe\u4e0d\u932f\u5c31\u6295\u8cc7\u4e86\uff0c\u4e00\u822c\u4eba\u6295\u8cc7\u9019\u4e9b\u516c\u53f8\u53ef\u80fd\u4e5f\u4e0d\u6703\u600e\u9ebc\u6a23\uff0c\u5c31\u50cf\u662f\u300c\u6bd4\u723e\u53ca\u6885\u7433\u9054\u2022\u84cb\u8328\u57fa\u91d1\u6703\u300d\u4e5f\u4e00\u6a23\u6709\u6295\u8cc7\u82f1\u570b\u77f3\u6cb9\u5440\uff01\u4f46\u662f<b>\u6148\u6fdf\u6295\u8cc7\u9019\u4e9b\u516c\u53f8\uff0c\u53c8\u6709\u591a\u5c11\u4eba\u77e5\u9053\u4e4b\u5f8c\u53ef\u4ee5\u63a5\u53d7\u5462\uff1f<\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>\u800c\u66f4\u6839\u672c\u7684\u4e00\u500b\u554f\u984c\u662f\uff1a<span style=\"color: #ff6600\">\u6350\u6b3e\u8005\u77e5\u9053\u4ed6\u5011\u7684\u5584\u6b3e\u6703\u9032\u884c\u6295\u8cc7\u55ce\uff1f<\/span><\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u9664\u4e86\u6301\u80a1\u4e0a\u7684\u722d\u8b70\uff0c\u5f9e Form 990 \u4e5f\u53ef\u4ee5\u770b\u51fa\u9084\u6709\u4e00\u4e9b\u4ee4\u4eba\u8cbb\u89e3\u7684\u4ea4\u6613\uff0c\u4e0b\u5716\u70ba 2004 \u5e74\u7f8e\u570b\u6148\u6fdf\u7684\u80a1\u7968\u4ea4\u6613\u7684\u4e00\u90e8\u5206\uff0c\u6700\u4e0a\u9762 Altria \u662f\u83f8\u9152\u516c\u53f8\uff0c\u540c\u6642\u4e5f\u662f\u4e0a\u5716\u90aa\u60e1\u57fa\u91d1\u7684\u7b2c\u4e8c\u5927\u6301\u80a1\uff0c\u63a5\u8457\u7684\u662f\u8ca8\u5e63\u578b\u57fa\u91d1\uff0c\u7136\u5f8c\u662f AT&amp;T \u96fb\u4fe1\u516c\u53f8\uff0c\u77ed\u7dda\u64cd\u4f5c\u5e7e\u4e4e\u90fd\u8ce0\u4e5f\u633a\u53b2\u5bb3\u7684\uff0c\u5176\u4e2d\u9084\u6709\u53ea\u8cb7\u4e00\u80a1\u7684\uff0c\u4e0d\u904e\u8ca8\u5e63\u578b\u57fa\u91d1\u90fd\u53ea\u6301\u6709\u5e7e\u5929\uff0c\u9032\u884c\u9019\u7a2e\u6c92\u8cfa\u6c92\u8ce0\u7684\u4ea4\u6613\uff0c\u4e0d\u77e5\u9053\u7528\u610f\u70ba\u4f55\uff1f\u5e0c\u671b\u4e0d\u662f\u6709\u5fc3\u4eba\u85c9\u6b64\u624b\u6cd5\u8cfa\u53d6\u4ea4\u6613\u624b\u7e8c\u8cbb\u7684\u9000\u4f63\u3002<\/span><\/p>\n<p class=\"p1\"><img loading=\"lazy\" class=\" aligncenter\" src=\"\/\/4.bp.blogspot.com\/-UM0Jv6S3fes\/VQcV_ZyQPTI\/AAAAAAAAwoE\/z-B-m-ZMHlg\/s1600\/2015-03-15_230931.png\" alt=\"\" width=\"588\" height=\"441\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u5176\u9918\u7684\u7d30\u9805\u6211\u5c31\u4e0d\u4e00\u4e00\u622a\u5716\u4e86\uff0c\u9019\u7bc7\u6587\u7ae0\u4e5f\u5920\u9577\u4e86\uff0c\u6587\u5b57\u8aaa\u660e\u5c31\u597d\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u9996\u5148\uff0cForm 990 \u4e2d\u53ef\u4ee5\u5206\u70ba\u77ed\u671f\u4ea4\u6613\u548c\u9577\u671f\u4ea4\u6613\uff0c\u4f46\u662f\u77ed\u671f\u4ea4\u6613\u5c45\u591a\u6578\uff0c\u9019\u4f3c\u4e4e\u4e0d\u61c9\u8a72\u662f\u9019\u7a2e\u6148\u5584\u6a5f\u69cb\u6295\u8cc7\u7684\u5408\u7406\u73fe\u8c61\u3002\u6b64\u5916\uff0c\u4e00\u5e74\u5169\u5343\u591a\u7b46\u7684\u4ea4\u6613\uff0c\u4f3c\u4e4e\u4e5f\u904e\u65bc\u983b\u7e41\uff0c\u4f46\u5982\u4e0a\u5716\uff0c\u5176\u5be6\u5927\u591a\u53c8\u5f88\u5c0f\u984d\u3002\u7533\u5831\u8cc7\u6599\u770b\u4e0d\u51fa\u4ea4\u6613\u8cbb\u7528\u5230\u5e95\u82b1\u4e86\u591a\u5c11\uff0c\u4e0d\u904e\u4ee5\u6bcf\u7b46 10 \u7f8e\u5143\u8a08\u7b97\u7684\u8a71\uff0c\u4e5f\u8981\u5169\u842c\u591a\u7f8e\u5143\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u5176\u6b21\uff0c2003 \u5e74\u8ce0\u4e86 2.6%\uff0c2004 \u5e74\u8cfa\u4e86 1.79%\uff0c2005 \u5e74\u8cfa\u4e86 1.3%\uff08\u4ee5\u4e0a\u7686\u53ea\u8a08\u7b97 Form 990 \u6709\u7533\u5831\u7684\u90e8\u4efd\uff0c\u975e\u7e3d\u8cc7\u7522\u7684\u6295\u8cc7\u5831\u916c\u7387\uff09\uff0c\u9019\u6a23\u7684\u7e3e\u6548\u5176\u5be6\u771f\u7684\u4e0d\u592a\u7406\u60f3\uff0c\u90a3\u6bb5\u671f\u9593\u6295\u8cc7\u7f8e\u570b\u4e94\u5e74\u671f\u516c\u50b5\uff0c\u6b96\u5229\u7387\u4e5f\u6709 3-4% \u5de6\u53f3\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u7b2c\u4e09\uff0c\u6709\u4e00\u4e9b\u80a1\u7968\u7684\u4ea4\u6613\uff0c\u5f88\u300c\u4e0d\u5e78\u300d\u7684\u8cb7\u5728\u9ad8\u9ede\uff0c\u8ce3\u5728\u4f4e\u9ede\uff0c\u60c5\u6cc1\u8ddf\u6211\u5728<a href=\"\/\/www.buffettism88.com\/2014\/10\/tzuchi.html\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u4ee5\u524d\u6587\u7ae0<\/span><\/a>\u63d0\u5230\u7684\u5e7e\u4e4e\u4e00\u6a23\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u6211\u60f3\u4e5f\u8a31\u6148\u6fdf\u771f\u7684\u4e0d\u662f\u5f88\u61c2\u6295\u8cc7\uff0c\u4f46\u662f<b>\u9019\u88e1\u9762\u6709\u4e9b\u554f\u984c\uff0c\u5c31\u662f\u9700\u8981\u8cc7\u8a0a\u5920\u516c\u958b\u3001\u5920\u900f\u660e\uff0c\u624d\u80fd\u5920\u6709\u4eba\u5e6b\u6148\u6fdf\u4f86\u6aa2\u9a57\u6216\u628a\u95dc\uff0c\u800c\u6148\u6fdf\u5728\u53f0\u7063\u7684\u8ca1\u5831\u6216\u662f\u80a1\u7968\u3001\u571f\u5730\u7b49\u7684\u4ea4\u6613\u8a18\u9304\u6c92\u6709\u516c\u958b\uff0c\u4e2d\u9593\u85cf\u4e86\u591a\u5c11\u554f\u984c\uff0c\u53ef\u80fd\u6148\u6fdf\u81ea\u5df1\u90fd\u4e0d\u77e5\u9053\u3002<\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u6bd4\u8f03\u597d\u7684\u60c5\u6cc1\u662f\uff0c\u6148\u6fdf\u53ea\u662f\u5728\u7f8e\u570b\u7684\u8cc7\u7522\u7ba1\u7406\u6240\u8a17\u975e\u4eba\u3002\u800c\u6bd4\u8f03\u56b4\u91cd\u7684\u60c5\u6cc1\uff0c\u91cb\u8b49\u56b4\u6703\u4e0d\u6703\u73fe\u5728\u53ea\u662f\u4e00\u500b\u50cf\u662f\u92fc\u9435\u4eba\u96fb\u5f71\u88e1\u9762\u7684\u300c\u6eff\u5927\u4eba\u300d\uff1f\u4e5f\u5c31\u662f<b>\u6240\u8b02\u7684\u300c\u4e0a\u4eba\u300d\u53ea\u662f\u500b\u6703\u51fa\u73fe\u5728\u87a2\u5149\u5e55\u7684\u300c\u6f14\u54e1\u300d<\/b>\uff0c\u53ea\u5dee\u5728\u5927\u611b\u96fb\u8996\u53f0\u4e0d\u6703\u5c0d\u5168\u90e8\u983b\u9053\u84cb\u53f0\uff0c\u4f46\u662f\u6574\u500b\u6148\u6fdf\u80cc\u5f8c\u7684\u4e3b\u4e8b\u8005\u537b\u53e6\u6709\u5176\u4eba\uff0c\u800c\u4e14\u5176\u5fc3\u53ef\u8b70\u3002\u50cf\u662f\u4eca\u5929\u7684\u5167\u6e56\u958b\u767c\u6848\u64a4\u6848\u8a18\u8005\u6703\uff0c\u300c\u4e0a\u4eba\u300d\u7adf\u6c92\u6709\u51fa\u73fe\uff0c\u90a3\u9ebc\u9019\u500b\u6c7a\u7b56\u662f\u8ab0\u505a\u7684\u5462\uff1f\u4e5f\u8a31\u6148\u6fdf\u505a\u4e00\u5207\u91cd\u5927\u6c7a\u7b56\u7684\u6839\u672c\u5c31\u4e0d\u662f\u91cb\u8b49\u56b4\u3002\u751a\u81f3\u4e4b\u524d\u91cb\u662d\u6167\u7684\u300c\u7fa9\u6c23\u8aaa\u300d\uff0c\u4e5f\u4e0d\u662f\u91cb\u8b49\u56b4\u76f4\u63a5\u50b3\u9054\u7684\uff0c\u90a3\u4e00\u9ede\u90fd\u4e0d\u50cf\u91cb\u8b49\u56b4\u6703\u8aaa\u7684\u8a71\uff0c\u4e0d\u662f\u55ce\uff1f<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>\u6148\u5584\u57fa\u91d1\u6703\u53ef\u4e0d\u53ef\u4ee5\u6295\u8cc7\uff1f<\/b>\u53ef\u4ee5\uff0c\u5f88\u591a\u4e8b\u60c5\u672c\u4f86\u5c31\u9700\u8981\u6709\u8db3\u5920\u7684\u8ca1\u529b\u624d\u80fd\u9032\u884c\uff0c\u6295\u8cc7\u662f\u8b93\u8cc7\u7522\u589e\u9577\u7684\u65b9\u6cd5\u4e4b\u4e00\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>\u6148\u5584\u57fa\u91d1\u6703\u8a72\u4e0d\u8a72\u6295\u8cc7\uff1f<\/b>\u5982\u6700\u524d\u9762\u6240\u8aaa\uff0c<b>\u8981\u770b\u6350\u6b3e\u7684\u539f\u59cb\u610f\u9858\u3002<\/b>\u5982\u679c\u6709\u4e00\u500b\u5584\u5fc3\u4eba\u58eb\u53bb\u4e16\u524d\u6350\u4e86\u4e00\u5104\u5143\uff0c\u5e0c\u671b\u6bcf\u5e74\u53ef\u4ee5\u62ff\u51fa\u4e00\u767e\u842c\u4f5c\u70ba\u67d0\u67d0\u734e\u5b78\u91d1\uff0c\u4e5f\u8a31\u5b9a\u5b58\u5c31\u597d\uff0c\u4f46\u662f\u5982\u679c\u6bcf\u5e74\u8981\u62ff\u4e94\u767e\u842c\u51fa\u4f86\uff0c\u53ef\u80fd\u5c31\u8981\u6709\u4e00\u5b9a\u7a0b\u5ea6\u7684\u6295\u8cc7\u3002\u53ef\u60dc\u9019\u7a2e\u60c5\u6cc1\u5728\u53f0\u7063\u76f8\u5c0d\u4f86\u8aaa\u5c11\u5f97\u53ef\u6190\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>\u6700\u5f8c\uff0c\u6148\u5584\u57fa\u91d1\u6703\u8a72\u600e\u9ebc\u6295\u8cc7\uff1f<\/b>\u300c\u6bd4\u723e\u53ca\u6885\u7433\u9054\u2022\u84cb\u8328\u57fa\u91d1\u6703\u300d\u6709\u80a1\u795e\u5df4\u83f2\u7279\u7684\u5e6b\u5fd9\uff0c\u5df4\u83f2\u7279\u6700\u7d93\u5178\u7684\u5efa\u8b70\u5c31\u662f\u6295\u8cc7\u6307\u6578\u578b\u57fa\u91d1\uff0c\u800c\u54c8\u4f5b\u3001\u8036\u9b6f\u7b49\u540d\u6821\u7684\u6821\u7522\u57fa\u91d1\u7684\u6295\u8cc7\u5176\u5be6\u4e5f\u53ef\u4ee5\u7c21\u5316\u6210\u7c21\u55ae\u7684\u8cc7\u7522\u914d\u7f6e\uff0c\u9019\u5c0d\u6295\u8cc7\u719f\u6089\u7684\u4eba\u61c9\u8a72\u90fd\u4e0d\u964c\u751f\u624d\u5c0d\u3002\u5df4\u83f2\u7279\u96d6\u7136\u6295\u8cc7\u7e3e\u6548\u5353\u8457\uff0c\u4f46\u662f\u4e5f\u4e0d\u662f\u5efa\u8b70\u5927\u5bb6\u53bb\u8cb7\u4ed6\u7684\u6ce2\u514b\u590f\u80a1\u7968\uff0c\u53cd\u800c\u662f<a href=\"\/\/www.usastock88.com\/2014\/02\/BuffettFortune2.html\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u5efa\u8b70<\/span><\/a>\uff1a<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u300c\u6211\u7684\u73fe\u91d1\u907a\u7522\u5c07\u6703\u8d08\u8207\u7d66\u4e00\u500b\u4ee5\u6211\u8001\u5a46\u70ba\u53d7\u76ca\u4eba\u7684\u4fe1\u8a17\u57fa\u91d1\uff08\u6211\u5fc5\u9808\u4f7f\u7528\u73fe\u91d1\u4f5c\u70ba\u500b\u4eba\u907a\u7522\uff0c\u56e0\u70ba\u6240\u6709\u6211\u7684\u6ce2\u514b\u590f\u80a1\u7968\u5c07\u6703\u5728\u7d50\u7b97\u6211\u500b\u4eba\u8ca1\u7522\u5f8c\u7684\u5341\u5e74\u5167\u5168\u90e8\u8f49\u79fb\u7d66\u67d0\u4e9b\u6148\u5584\u6a5f\u69cb\uff09\u3002<b>\u6211\u5c0d\u9019\u500b\u4fe1\u8a17\u57fa\u91d1\u7684\u5efa\u8b70\u5df2\u7d93\u7c21\u55ae\u5230\u4e0d\u80fd\u518d\u66f4\u7c21\u55ae\u4e86\uff1a10% \u914d\u7f6e\u5728\u77ed\u671f\u653f\u5e9c\u50b5\u5238\uff0c90% \u914d\u7f6e\u5728\u975e\u5e38\u4f4e\u6210\u672c\u7684 S&amp;P 500 \u6307\u6578\u57fa\u91d1\uff08\u6211\u5efa\u8b70 Vanguard \u7684 VFINX\u3002\u8a3b\uff1a\u540c\u4e00\u6a94\u57fa\u91d1\u4e5f\u540c\u6642\u6709\u767c\u884c ETF \u80a1\u4efd\u7684\u5f62\u5f0f\uff0c\u4ee3\u865f\u70ba VOO\u3002\uff09\u3002<\/b>\u6211\u76f8\u4fe1\u9019\u500b\u4fe1\u8a17\u57fa\u91d1\u7684\u9577\u671f\u7e3e\u6548\u5c07\u6703\u975e\u5e38\u5091\u51fa\uff0c\u751a\u81f3\u6703\u6bd4\u90a3\u4e9b\u8058\u8acb\u4e86\u9ad8\u85aa\u7d93\u7406\u4eba\u7684\u990a\u8001\u57fa\u91d1\u3001\u6a5f\u69cb\u6216\u6563\u6236\u6295\u8cc7\u4eba\u8868\u73fe\u5f97\u66f4\u597d\u3002\u300d<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u91d1\u7ba1\u6703\u6700\u8fd1\u4e5f\u4e00\u6a23\u5efa\u8b70<a href=\"\/\/www.appledaily.com.tw\/appledaily\/article\/finance\/20150316\/36438583\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s3\">\u653f\u5e9c\u57fa\u91d1\u53ef\u4ee5\u6295\u8cc7 ETF \u9019\u7a2e\u6307\u6578\u57fa\u91d1<\/span><\/a>\uff0c\u9019\u7a2e\u6295\u8cc7\u4e0d\u9700\u8981\u8058\u8acb\u9ad8\u85aa\u7d93\u7406\u4eba\uff0c\u4e0d\u9700\u8981\u983b\u7e41\u4ea4\u6613\uff0c\u800c\u57fa\u91d1\u6703\u7684\u8cc7\u7522\u5247\u7a69\u5b9a\u8ddf\u96a8\u5e02\u5834\u4e00\u8d77\u6210\u9577\uff0c\u4e0d\u662f\u4ee5\u7372\u53d6\u8d85\u8d8a\u5e02\u5834\u7684\u7e3e\u6548\u70ba\u76ee\u6a19\uff0c\u56e0\u70ba\u5982\u679c\u60f3\u8cfa\u5927\u9322\uff0c\u9019\u9ebc\u4e00\u4f86\u57fa\u91d1\u6703\u6240\u8cfa\u5230\u6bd4\u6307\u6578\u591a\u7684\u90e8\u5206\uff0c\u5c31\u662f\u67d0\u4e9b\u6295\u8cc7\u4eba\u6240\u640d\u5931\u7684\uff0c\u90a3\u53cd\u800c\u4e0d\u5c0d\u4e86\uff0c\u6240\u4ee5\u6295\u8cc7\u6307\u6578\u5247\u5728\u6210\u672c\u4e0a\u6975\u4f4e\uff0c\u5728\u9053\u5fb7\u4e0a\u5247\u8f03\u7121\u722d\u8b70\u3002\u81f3\u65bc\u5831\u916c\u597d\u4e0d\u597d\uff0c\u4e00\u5806\u7814\u7a76\u548c\u56de\u6e2c\u8cc7\u8a0a\u53ef\u4ee5\u81ea\u884c\u505a\u7814\u7a76\uff0c\u800c\u904e\u53bb\u7e3e\u6548\u4e0d\u4ee3\u8868\u672a\u4f86\u8868\u73fe\uff0c\u537b\u53ef\u4ee5\u8b93\u4f60\u4e86\u89e3\u9019\u6a23\u6295\u8cc7\u7684\u7279\u6027\u662f\u4ec0\u9ebc\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u7576\u7136\uff0c\u5c0d\u4e00\u822c\u7684\u57fa\u91d1\u6703\u4f86\u8aaa\uff0c\u9019\u6a23\u7684\u5efa\u8b70\u662f\u53ef\u884c\u7684\uff0c\u53ef\u662f\u5c0d\u6148\u6fdf\u4f86\u8aaa\uff0c\u9019\u6a23\u9084\u662f\u6703\u900f\u904e\u6307\u6578\u57fa\u91d1\u6301\u6709\u4e00\u4e9b\u6709\u722d\u8b70\u7684\u516c\u53f8\uff0c\u6240\u4ee5\u53ef\u80fd\u53ea\u597d\u9078\u64c7\u793e\u6703\u8cac\u4efb\u6307\u6578\u7684\u57fa\u91d1\uff0c\u6216\u662f\u81ea\u884c\u5254\u9664\u300c\u90aa\u60e1\u516c\u53f8\u300d\u5f8c\uff0c\u6309\u7167\u6210\u5206\u80a1\u5e02\u503c\u7684\u6b0a\u91cd\u7d44\u6210\u7b26\u5408\u81ea\u5df1\u9700\u6c42\u7684\u300c\u6148\u5584\u6307\u6578\u300d\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u4e0d\u904e\u76ee\u524d\u4f86\u8aaa\uff0c\u6700\u91cd\u8981\u7684\u6050\u6015\u5c31\u662f\u76e1\u529b\u4fc3\u6210\u7acb\u6cd5\uff0c\u8981\u6c42\u5168\u570b\u6240\u6709\u7684\u5b97\u6559\u5718\u9ad4\u8207\u6148\u5584\u5718\u9ad4\u90fd\u516c\u958b\u3001\u900f\u660e\u3002<b>\u516c\u958b\u3001\u900f\u660e\u662f\u6148\u5584\u6a5f\u69cb\u7684\u57fa\u672c\uff0c\u505a\u4e0d\u5230\u5176\u5be6\u6839\u672c\u5c31\u6c92\u8cc7\u683c\u7a31\u70ba\u6148\u5584\u6a5f\u69cb\u3002\u800c\u5982\u4eca\u6211\u5011\u537b\u9084\u5f97\u4f01\u5716\u900f\u904e\u653f\u5e9c\u6cd5\u6cbb\u7684\u529b\u91cf\u4f86\u7d04\u675f\u9019\u4e9b\u5718\u9ad4\uff0c\u5176\u5be6\u5df2\u7d93\u76f8\u7576\u53ef\u60b2\u3002<\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u7576\u7136\uff0c\u66f4\u53ef\u60b2\u7684\u662f\u653f\u5e9c\u4e0d\u8655\u7406\u9019\u4ef6\u4e8b\u3002\u8a66\u60f3\uff0c\u6148\u6fdf\u3001\u4f5b\u5149\u5c71\u3001\u93ae\u703e\u5bae\u3001\u5148\u55c7\u5bae&#8230;&#8230;&#8230;<\/span><\/p>\n<p class=\"p1\">\uff08\u6587\u7ae0\u4f86\u6e90\uff1a\u674e\u67cf\u92d2\u6388\u6b0a\uff0c\u539f\u6587\u6a19\u984c\uff1a<a href=\"\/\/www.buffettism88.com\/2015\/03\/sin-vestors.html\" target=\"_blank\" rel=\"noopener\">\u6148\u5584\u57fa\u91d1\u6703\u8a72\u600e\u9ebc\u6295\u8cc7\uff1f\u53c8\u8a72\u600e\u9ebc\u516c\u958b\u8ca1\u52d9\u8cc7\u8a0a\uff1f<\/a>\uff0c\u5716\u7247\u4f86\u6e90\uff1a<a href=\"https:\/\/www.flickr.com\/photos\/batmoo\/61938659\/in\/photolist-6tscV-dJVDdL-4J4xmN-4NUc-qKV251-6tscU-6x7S4M-9xTykJ-8q29Hc-4oWk8u-6WfD6L-8S9xL-83iDeD-dq9qU5-5Ywzvj-7EbF4x-8Fz6dz-dJQcve-7ht7Vx-5YwmxG-5Xu8av-93k5-6x7S3D-8weRz5-8L7JKA-oLxiGB-bv3n5p-bv9uck-8L4jUP-mHnBaB-6376gd-eigZbj-edPtEK-drNSkz-o1VacA-3c1v1v-2QCSHo-eJs8zQ-bmeHt8-dCGUvb-eMq59D-qgxkut-7CoRZF-9dR7Zh-sxpG-6tscT-9dN4dg-9WmLZm-8wbQdT-bmeHrc\" target=\"_blank\" rel=\"noopener\">Mohammad Jangda<\/a>, CC licensed\uff09<\/p>\n<p><a id=\"btnSupport\" href=\"#\"><img id=\"divSupport\" alt=\"\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u8005\uff1a\u674e\u67cf\u92d2 \u6148\u5584\u57fa\u91d1\u6703\u53ef\u4e0d\u53ef\u4ee5\u6295\u8cc7\uff1f\u7576\u7136\u53ef\u4ee5\uff0c\u4f46\u662f\u6709\u500b\u524d\u63d0\uff1a\u9019\u7b46\u9322\u7684\u6350\u8d08\u8005\u8981\u77e5\u9053\u3002 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